Detailed Reports
Company Report
Get Started
API References
- Indonesia
- Helper List
- Since IPO Performance
- Detailed Reports
- Company Ranking by Dimensions
- Historical Market Cap & Transaction Data
- Singapore
- Malaysia
Detailed Reports
Company Report
Return report of a given ticker, organized into distinct sections
GET
/
company
/
report
/
{ticker}
curl --request GET \
--url https://api.sectors.app/v1/company/report/{ticker}/ \
--header 'Authorization: <authorization>'{
"symbol": "BBCA.JK",
"company_name": "PT Bank Central Asia Tbk.",
"overview": {
"listing_board": "Main",
"industry": "Banks",
"sub_industry": "Banks",
"sector": "Financials",
"sub_sector": "Banks",
"market_cap": 1115638760210432,
"market_cap_rank": 1,
"address": "Menara BCA, Grand Indonesia\r\nJalan MH Thamrin No. 1\r\nJakarta 10310",
"employee_num": 27844.0,
"listing_date": "2000-05-31",
"website": "www.bca.co.id",
"phone": "021-23588000",
"email": "investor_relations@bca.co.id",
"last_close_price": 9150,
"latest_close_date": "2025-02-10",
"daily_close_change": -0.0213903743315508,
"all_time_price": {
"ytd_low": {
"date": "2025-02-07",
"price": 8825
},
"52_w_low": {
"date": "2024-05-30",
"price": 8775
},
"90_d_low": {
"date": "2025-02-07",
"price": 8825
},
"ytd_high": {
"date": "2025-01-03",
"price": 9925
},
"52_w_high": {
"date": "2024-09-23",
"price": 10950
},
"90_d_high": {
"date": "2024-12-11",
"price": 10425
},
"all_time_low": {
"date": "2004-06-08",
"price": 175
},
"all_time_high": {
"date": "2024-09-23",
"price": 10950
}
},
"esg_score": 21.7
},
"valuation": {
"last_close_price": 9150,
"latest_close_date": "2025-02-10",
"daily_close_change": -0.0213903743315508,
"forward_pe": 18.964516232071,
"intrinsic_value": 11303,
"historical_valuation": [
{
"pb": 4.43634325433527,
"pe": 28.6388071538183,
"ps": 11.5180374175283,
"pcf": 1.8105402883950905,
"peg": 18.6731697753808,
"year": 2021,
"pb_peer_avg": 1.46630589795505,
"pe_peer_avg": 15.0145590632269,
"ps_peer_avg": 6.3740557278722,
"enterprise_to_ebitda": null,
"enterprise_to_revenue": null
},
{
"pb": 4.765312438515,
"pe": 25.8615251431142,
"ps": 12.0489897854296,
"pcf": 0.8707227836858721,
"peg": 31.2028553243139,
"year": 2022,
"pb_peer_avg": 1.00852386298116,
"pe_peer_avg": 15.1292552726864,
"ps_peer_avg": 4.34357834686358,
"enterprise_to_ebitda": null,
"enterprise_to_revenue": null
},
{
"pb": 4.77774810545152,
"pe": 23.8148548561139,
"ps": 11.5941882572193,
"pcf": 1.2282001985415272,
"peg": 19.9395245633657,
"year": 2023,
"pb_peer_avg": 0.83232965465001,
"pe_peer_avg": 14.0723342502017,
"ps_peer_avg": 3.89944781671295,
"enterprise_to_ebitda": null,
"enterprise_to_revenue": null
},
{
"pb": 4.36196215655592,
"pe": 20.9342121183191,
"ps": 10.3495580013797,
"pcf": 16.792317336353438,
"peg": 1.3012856565631,
"year": 2024,
"pb_peer_avg": 0.803306542811734,
"pe_peer_avg": 16.6101744186251,
"ps_peer_avg": 3.44137898441976,
"enterprise_to_ebitda": 0,
"enterprise_to_revenue": null
}
]
},
"future": {
"company_value_forecasts": [
{
"eps_estimate": 440.64,
"estimate_year": 2024,
"revenue_estimate": 108890000000000
},
{
"eps_estimate": 527.43,
"estimate_year": 2026,
"revenue_estimate": 128930000000000
},
{
"eps_estimate": 481.71,
"estimate_year": 2025,
"revenue_estimate": 118230000000000
},
{
"eps": 394.557714638931,
"total_assets": 1408107010000000,
"total_equity": 242537593000000,
"total_revenue": 101914664000000,
"financial_year": 2023
}
],
"company_growth_forecasts": [
{
"base_year": 2023,
"eps_growth": 0.116794826966385,
"estimate_year": 2024,
"revenue_growth": 0.0684429082747111
},
{
"base_year": 2023,
"eps_growth": 0.336762590381598,
"estimate_year": 2026,
"revenue_growth": 0.265078006831284
},
{
"base_year": 2023,
"eps_growth": 0.220886003701389,
"estimate_year": 2025,
"revenue_growth": 0.16008820869978
}
],
"technical_rating_breakdown": {
"summary": {
"buy": 1,
"sell": 15,
"neutral": 10,
"updated_on": "2025-02-10 10:35:12"
},
"oscillator": {
"buy": 0,
"data": [
{
"name": "Relative Strength Index (14)",
"value": 42,
"action": "Neutral"
},
{
"name": "Stochastic %K (14, 3, 3)",
"value": 29,
"action": "Neutral"
},
{
"name": "Commodity Channel Index (20)",
"value": -97,
"action": "Neutral"
},
{
"name": "Average Directional Index (14)",
"value": 21,
"action": "Neutral"
},
{
"name": "Awesome Oscillator",
"value": -493,
"action": "Neutral"
},
{
"name": "Momentum (10)",
"value": -450,
"action": "Sell"
},
{
"name": "MACD Level (12, 26)",
"value": -184,
"action": "Sell"
},
{
"name": "Stochastic RSI Fast (3, 3, 14, 14)",
"value": 37,
"action": "Neutral"
},
{
"name": "Williams Percent Range (14)",
"value": -70,
"action": "Neutral"
},
{
"name": "Bull Bear Power",
"value": -377,
"action": "Neutral"
},
{
"name": "Ultimate Oscillator (7, 14, 28)",
"value": 53,
"action": "Neutral"
}
],
"sell": 2,
"neutral": 9,
"updated_on": "2025-02-10 10:35:12"
},
"moving_average": {
"buy": 1,
"data": [
{
"name": "Exponential Moving Average (10)",
"value": 9277,
"action": "Sell"
},
{
"name": "Simple Moving Average (10)",
"value": 9265,
"action": "Sell"
},
{
"name": "Exponential Moving Average (20)",
"value": 9424,
"action": "Sell"
},
{
"name": "Simple Moving Average (20)",
"value": 9484,
"action": "Sell"
},
{
"name": "Exponential Moving Average (30)",
"value": 9536,
"action": "Sell"
},
{
"name": "Simple Moving Average (30)",
"value": 9565,
"action": "Sell"
},
{
"name": "Exponential Moving Average (50)",
"value": 9700,
"action": "Sell"
},
{
"name": "Simple Moving Average (50)",
"value": 9763,
"action": "Sell"
},
{
"name": "Exponential Moving Average (100)",
"value": 9890,
"action": "Sell"
},
{
"name": "Simple Moving Average (100)",
"value": 10112,
"action": "Sell"
},
{
"name": "Exponential Moving Average (200)",
"value": 9892,
"action": "Sell"
},
{
"name": "Simple Moving Average (200)",
"value": 9981,
"action": "Sell"
},
{
"name": "Ichimoku Base Line (9, 26, 52, 26)",
"value": 9375,
"action": "Neutral"
},
{
"name": "Volume Weighted Moving Average (20)",
"value": 9431,
"action": "Sell"
},
{
"name": "Hull Moving Average (9)",
"value": 9101,
"action": "Buy"
}
],
"sell": 13,
"neutral": 1,
"updated_on": "2025-02-10 10:35:12"
}
},
"analyst_rating_breakdown": {
"buy": 2,
"hold": 4,
"sell": 0,
"n_analyst": 19,
"strong_buy": 13,
"updated_on": "2025-02-02 13:26:58",
"strong_sell": 0
}
},
"financials": {
"eps": 394.557714638931,
"historical_financials": [
{
"tax": 6421398000000,
"ebit": null,
"year": 2020,
"ebitda": null,
"revenue": 72867812000000,
"earnings": 27131109000000,
"net_loan": null,
"cash_only": null,
"provision": null,
"credit_rwa": null,
"gross_loan": null,
"market_rwa": null,
"total_debt": 12881754000000,
"cash_inflow": null,
"cash_outflow": null,
"fixed_assets": null,
"gross_profit": null,
"time_deposit": null,
"total_assets": 1075570256000000,
"total_equity": 184714709000000,
"net_cash_flow": null,
"operating_pnl": 33570282000000,
"total_capital": null,
"total_deposit": null,
"free_cash_flow": null,
"premium_income": null,
"cost_of_revenue": null,
"current_account": null,
"interest_income": null,
"non_loan_assets": null,
"operational_rwa": null,
"premium_expense": null,
"savings_account": null,
"interest_expense": null,
"end_cash_position": null,
"operating_expense": null,
"total_liabilities": 890855547000000,
"core_capital_tier1": null,
"industry_breakdown": null,
"net_premium_income": null,
"allowance_for_loans": null,
"current_liabilities": null,
"earnings_before_tax": 33568507000000,
"financing_cash_flow": null,
"investing_cash_flow": null,
"net_interest_income": null,
"non_interest_income": null,
"operating_cash_flow": 38528096000000,
"cash_and_equivalents": null,
"non_loan_earning_assets": null,
"high_quality_liquid_asset": null,
"total_risk_weighted_asset": null,
"non_loan_non_earning_assets": null,
"supplementary_capital_tier2": null,
"non_operating_income_or_loss": null,
"total_cash_and_due_from_banks": 90206272000000,
"interest_expense_non_operating": null,
"non_interest_bearing_liabilities": null,
"realized_capital_goods_investment": null,
"other_interest_bearing_liabilities": null
},
{
"tax": 7401015000000,
"ebit": null,
"year": 2021,
"ebitda": null,
"revenue": 78130281000000,
"earnings": 31422660000000,
"net_loan": null,
"cash_only": null,
"provision": null,
"credit_rwa": null,
"gross_loan": null,
"market_rwa": null,
"total_debt": 12384014000000,
"cash_inflow": null,
"cash_outflow": null,
"fixed_assets": null,
"gross_profit": null,
"time_deposit": null,
"total_assets": 1228344680000000,
"total_equity": 202848934000000,
"net_cash_flow": null,
"operating_pnl": 38921015000000,
"total_capital": null,
"total_deposit": null,
"free_cash_flow": null,
"premium_income": null,
"cost_of_revenue": null,
"current_account": null,
"interest_income": null,
"non_loan_assets": null,
"operational_rwa": null,
"premium_expense": null,
"savings_account": null,
"interest_expense": null,
"end_cash_position": null,
"operating_expense": null,
"total_liabilities": 1025495746000000,
"core_capital_tier1": null,
"industry_breakdown": null,
"net_premium_income": null,
"allowance_for_loans": null,
"current_liabilities": null,
"earnings_before_tax": 38841174000000,
"financing_cash_flow": null,
"investing_cash_flow": null,
"net_interest_income": null,
"non_interest_income": null,
"operating_cash_flow": 48192541000000,
"cash_and_equivalents": null,
"non_loan_earning_assets": null,
"high_quality_liquid_asset": null,
"total_risk_weighted_asset": null,
"non_loan_non_earning_assets": null,
"supplementary_capital_tier2": null,
"non_operating_income_or_loss": null,
"total_cash_and_due_from_banks": 158631551000000,
"interest_expense_non_operating": null,
"non_interest_bearing_liabilities": null,
"realized_capital_goods_investment": null,
"other_interest_bearing_liabilities": null
},
{
"tax": 9711461000000,
"ebit": null,
"year": 2022,
"ebitda": null,
"revenue": 87476317000000,
"earnings": 40755572000000,
"net_loan": 675800000000000,
"cash_only": null,
"provision": 4526619000000,
"credit_rwa": 682589085000000,
"gross_loan": 711262000000000,
"market_rwa": 2058698000000,
"total_debt": 10298288000000,
"cash_inflow": 35753197000000.0,
"cash_outflow": 161543349000000.0,
"fixed_assets": null,
"gross_profit": null,
"time_deposit": 191780247000000,
"total_assets": 1314730000000000,
"total_equity": 221181982000000,
"net_cash_flow": 125790152000000.0,
"operating_pnl": 50467033000000,
"total_capital": 220568562000000,
"total_deposit": 1039720000000000,
"free_cash_flow": 30479000000000.0,
"premium_income": 0,
"cost_of_revenue": null,
"current_account": 323924052000000,
"interest_income": 72241191000000,
"non_loan_assets": 638932000000000,
"operational_rwa": 137075529000000,
"premium_expense": 0,
"savings_account": 524013719000000,
"interest_expense": 8251682000000,
"end_cash_position": -17720000000000.0,
"operating_expense": 32482665000000,
"total_liabilities": 1093550000000000,
"core_capital_tier1": 212445689000000,
"industry_breakdown": {
"loan_at_risk": {
"Special Mention Loan": 11654538000000,
"Non-performing Loan (NPL)": 11795528000000,
"Restructured Loan (current)": 45966003000000
},
"non_loan_asset": [
{
"class": "Earning Asset",
"amount": 130222000000000,
"category": "Cash and CA with BI & Other Banjs"
},
{
"class": "Earning Asset",
"amount": 31377000000000,
"category": "Interbank Placement"
},
{
"class": "Earning Asset",
"amount": 248895000000000,
"category": "Securities"
},
{
"class": "Earning Asset",
"amount": 153965000000000,
"category": "Marketable Securities"
},
{
"class": "Earning Asset",
"amount": 74331412000000,
"category": "Others"
},
{
"class": "Non-Earning Asset",
"amount": 141588000000,
"category": "Non-Earning Asset"
}
],
"loan_by_economic_sectors": [
{
"key": "Manufacturing",
"group": "loan_receivable",
"value": 149005088000000
},
{
"key": "Business services",
"group": "loan_receivable",
"value": 111621332000000
},
{
"key": "Trading, restaurants and hotels",
"group": "loan_receivable",
"value": 145630157000000
},
{
"key": "Agriculture and agricultural facilities",
"group": "loan_receivable",
"value": 38678900000000
},
{
"key": "Construction",
"group": "loan_receivable",
"value": 32537210000000
},
{
"key": "Transportation and warehousing",
"group": "loan_receivable",
"value": 20416970000000
},
{
"key": "Social/public services",
"group": "loan_receivable",
"value": 9174394000000
},
{
"key": "Mining",
"group": "loan_receivable",
"value": 3904254000000
},
{
"key": "Electricity, gas, and water",
"group": "loan_receivable",
"value": 11512300000000
},
{
"key": "Household activities",
"group": "loan_receivable",
"value": 125439032000000
},
{
"key": "Others",
"group": "loan_receivable",
"value": 13069367000000
}
]
},
"net_premium_income": 0,
"allowance_for_loans": -35462000000000,
"current_liabilities": null,
"earnings_before_tax": 50467033000000,
"financing_cash_flow": -19116000000000.0,
"investing_cash_flow": -32383000000000.0,
"net_interest_income": 63989509000000,
"non_interest_income": 23486808000000,
"operating_cash_flow": 33779000000000.0,
"cash_and_equivalents": null,
"non_loan_earning_assets": 1173144000000000,
"high_quality_liquid_asset": 520432980000000.0,
"total_risk_weighted_asset": 137075529000000,
"non_loan_non_earning_assets": null,
"supplementary_capital_tier2": 8122873000000,
"non_operating_income_or_loss": 0,
"total_cash_and_due_from_banks": 144146172000000,
"interest_expense_non_operating": null,
"non_interest_bearing_liabilities": 44079000000000,
"realized_capital_goods_investment": 3300000000000.0,
"other_interest_bearing_liabilities": 9753000000000
},
{
"tax": 11521662000000,
"ebit": null,
"year": 2023,
"ebitda": null,
"revenue": 99945373000000,
"earnings": 48658095000000,
"net_loan": 775493000000000,
"cash_only": 21701514000000,
"provision": 2263049000000,
"credit_rwa": 744418973000000,
"gross_loan": 810392000000000,
"market_rwa": 3074120000000,
"total_debt": 2371890000000,
"cash_inflow": 36309270000000.0,
"cash_outflow": 180989787000000.0,
"fixed_assets": null,
"gross_profit": null,
"time_deposit": 217032000000000,
"total_assets": 1408110000000000,
"total_equity": 242538000000000,
"net_cash_flow": 144680517000000.0,
"operating_pnl": 60179757000000,
"total_capital": 242694176000000,
"total_deposit": 1101670000000000,
"free_cash_flow": 53015000000000.0,
"premium_income": 0,
"cost_of_revenue": null,
"current_account": 348457000000000,
"interest_income": 87397774000000,
"non_loan_assets": 632614000000000,
"operational_rwa": 78117459000000,
"premium_expense": 0,
"savings_account": 536184000000000,
"interest_expense": 12268952000000,
"end_cash_position": -36752000000000.0,
"operating_expense": 37502567000000,
"total_liabilities": 1165570000000000,
"core_capital_tier1": 233701580000000,
"industry_breakdown": {
"loan_at_risk": {
"Special Mention Loan": 16869969000000,
"Non-performing Loan (NPL)": 14147246000000,
"Restructured Loan (current)": 21392020000000
},
"non_loan_asset": [
{
"class": "Earning Asset",
"amount": 119934000000000,
"category": "Cash and CA with BI"
},
{
"class": "Earning Asset",
"amount": 5202000000000,
"category": "Interbank Placement"
},
{
"class": "Earning Asset",
"amount": 312054000000000,
"category": "Securities"
},
{
"class": "Earning Asset",
"amount": 93095000000000,
"category": "Marketable Securities"
},
{
"class": "Earning Asset",
"amount": 100381835000000,
"category": "Others"
},
{
"class": "Non-Earning Asset",
"amount": 1947165000000,
"category": "Non-Earning Asset"
}
],
"loan_by_economic_sectors": [
{
"key": "Manufacturing",
"group": "loan_receivable",
"value": 170262938000000
},
{
"key": "Business services",
"group": "loan_receivable",
"value": 131460844000000
},
{
"key": "Trading, restaurants and hotels",
"group": "loan_receivable",
"value": 162358965000000
},
{
"key": "Agriculture and agricultural facilities",
"group": "loan_receivable",
"value": 34179657000000
},
{
"key": "Construction",
"group": "loan_receivable",
"value": 33720232000000
},
{
"key": "Transportation and warehousing",
"group": "loan_receivable",
"value": 27421867000000
},
{
"key": "Social/public services",
"group": "loan_receivable",
"value": 10257423000000
},
{
"key": "Mining",
"group": "loan_receivable",
"value": 15271218000000
},
{
"key": "Electricity, gas, and water",
"group": "loan_receivable",
"value": 15812157000000
},
{
"key": "Household activities",
"group": "loan_receivable",
"value": 142766213000000
},
{
"key": "Others",
"group": "loan_receivable",
"value": 15376325000000
}
]
},
"net_premium_income": 0,
"allowance_for_loans": -34899000000000,
"current_liabilities": null,
"earnings_before_tax": 60179757000000,
"financing_cash_flow": -25071000000000.0,
"investing_cash_flow": -69796000000000.0,
"net_interest_income": 75128822000000,
"non_interest_income": 24816551000000,
"operating_cash_flow": 58115000000000.0,
"cash_and_equivalents": null,
"non_loan_earning_assets": 1266223000000000,
"high_quality_liquid_asset": 522354163000000.0,
"total_risk_weighted_asset": 78117459000000,
"non_loan_non_earning_assets": null,
"supplementary_capital_tier2": 8992596000000,
"non_operating_income_or_loss": 0,
"total_cash_and_due_from_banks": 103433719000000,
"interest_expense_non_operating": null,
"non_interest_bearing_liabilities": 51696000000000,
"realized_capital_goods_investment": 5100000000000.0,
"other_interest_bearing_liabilities": 12200000000000
}
],
"historical_financial_ratio": [
{
"year": "2020",
"capital": {
"capital_adequacy_ratio": null
},
"leverage": {
"debt_to_asset_ratio": 0.011976673702289513,
"debt_to_equity_ratio": 4.8228728065180775
},
"liquidity": {
"casa_ratio": 0.528739575712799,
"leverage_ratio": null,
"loan_to_deposit_ratio": null,
"liquidity_coverage_ratio": null,
"operating_cash_flow_margin": 0.528739575712799
},
"efficiency": {
"total_asset_turnover": 0.06774807279534885
},
"profitability": {
"roa": 0.025224859881212633,
"roe": 0.025224859881212633,
"efficiency_ratio": 0.025224859881212633,
"net_profit_margin": 0.3723332463996586,
"net_interest_margin": null,
"cost_to_income_ratio": null,
"operating_profit_margin": 0.46070111176111617
}
},
{
"year": "2021",
"capital": {
"capital_adequacy_ratio": null
},
"leverage": {
"debt_to_asset_ratio": 0.01008187213380531,
"debt_to_equity_ratio": 5.055465295173796
},
"liquidity": {
"casa_ratio": 0.6168228295505555,
"leverage_ratio": null,
"loan_to_deposit_ratio": null,
"liquidity_coverage_ratio": null,
"operating_cash_flow_margin": 0.6168228295505555
},
"efficiency": {
"total_asset_turnover": 0.0636061540967475
},
"profitability": {
"roa": 0.025581305077985114,
"roe": 0.025581305077985114,
"efficiency_ratio": 0.025581305077985114,
"net_profit_margin": 0.4021828617255325,
"net_interest_margin": null,
"cost_to_income_ratio": null,
"operating_profit_margin": 0.4981553182945803
}
},
{
"year": "2022",
"capital": {
"capital_adequacy_ratio": 1.6091023949285652
},
"leverage": {
"debt_to_asset_ratio": 0.007833006016444441,
"debt_to_equity_ratio": 4.944118820673196
},
"liquidity": {
"casa_ratio": 0.38615023081047184,
"leverage_ratio": 0.16158883496991777,
"loan_to_deposit_ratio": 0.6499826876466741,
"liquidity_coverage_ratio": 4.137311003487777,
"operating_cash_flow_margin": 0.38615023081047184
},
"efficiency": {
"total_asset_turnover": 0.06653557536528412
},
"profitability": {
"roa": 0.030999195272033042,
"roe": 0.030999195272033042,
"efficiency_ratio": 0.030999195272033042,
"net_profit_margin": 0.4659040686406585,
"net_interest_margin": 0.05454531498264493,
"cost_to_income_ratio": 0.6436412657744314,
"operating_profit_margin": 0.5769222428511708
}
},
{
"year": "2023",
"capital": {
"capital_adequacy_ratio": 3.1067853346330683
},
"leverage": {
"debt_to_asset_ratio": 0.0016844493683021923,
"debt_to_equity_ratio": 4.805721165343162
},
"liquidity": {
"casa_ratio": 0.5814676383267888,
"leverage_ratio": 0.16596826952439794,
"loan_to_deposit_ratio": 0.7039249503027223,
"liquidity_coverage_ratio": 3.6103974040955356,
"operating_cash_flow_margin": 0.5814676383267888
},
"efficiency": {
"total_asset_turnover": 0.07097838450121084
},
"profitability": {
"roa": 0.034555606451200545,
"roe": 0.034555606451200545,
"efficiency_ratio": 0.034555606451200545,
"net_profit_margin": 0.48684689985598434,
"net_interest_margin": 0.05933301006220863,
"cost_to_income_ratio": 0.6231757798556747,
"operating_profit_margin": 0.6021264936396805
}
}
],
"yoy_quarter_earnings_growth": 0.160873302589146,
"yoy_quarter_revenue_growth": 0.131094502364749
},
"dividend": {
"historical_dividends": [
{
"year": 2020,
"breakdown": [
{
"date": "2020-12-08",
"total": 98,
"yield": 0.0032565901055932
},
{
"date": "2020-04-21",
"total": 455,
"yield": 0.015119899995625
}
],
"total_yield": 0.0183764901012182,
"total_dividend": 553
},
{
"year": 2021,
"breakdown": [
{
"date": "2021-11-17",
"total": 25,
"yield": 0.0037154599558562
},
{
"date": "2021-04-08",
"total": 432,
"yield": 0.0128405997529626
}
],
"total_yield": 0.0165560597088188,
"total_dividend": 457
},
{
"year": 2022,
"breakdown": [
{
"date": "2022-12-02",
"total": 35,
"yield": 0.00437327986583114
},
{
"date": "2022-03-28",
"total": 120,
"yield": 0.0149940997362137
}
],
"total_yield": 0.0193673796020448,
"total_dividend": 155
},
{
"year": 2023,
"breakdown": [
{
"date": "2023-12-04",
"total": 42.5,
"yield": 0.00476726982742548
},
{
"date": "2023-03-29",
"total": 170,
"yield": 0.0190690997987986
}
],
"total_yield": 0.023836369626224,
"total_dividend": 212.5
},
{
"year": 2024,
"breakdown": [
{
"date": "2024-11-21",
"total": 50,
"yield": 0.00500951008871198
},
{
"date": "2024-03-25",
"total": 227.5,
"yield": 0.0227933004498482
}
],
"total_yield": 0.0278028105385602,
"total_dividend": 277.5
}
],
"annual_yield": [
{
"year": 2024,
"total": 277.5,
"yield": 0.0278028105385602
},
{
"year": 2023,
"total": 212.5,
"yield": 0.023836369626224
},
{
"year": 2022,
"total": 155,
"yield": 0.0193673796020448
},
{
"year": 2021,
"total": 457,
"yield": 0.0165560597088188
},
{
"year": 2020,
"total": 553,
"yield": 0.0183764901012182
}
],
"yield_ttm": 0.030327868852459,
"dividend_yield_avg": {
"period": 5,
"avg_yield": 0.0211878219153732
},
"dividend_ttm": 277.5,
"payout_ratio": 0.641905653682858,
"cash_payout_ratio": 0.550642460103218,
"last_ex_dividend_date": "2024-11-21"
},
"management": {
"key_executives": [
{
"name": "Jahja Setiaatmadja",
"position": "President Director"
},
{
"name": "Armand Wahyudi Hartono",
"position": "Vice Presiden Director"
},
{
"name": "Gregory Hendra Lembong",
"position": "Vice Presiden Director"
},
{
"name": "Tan Ho Hien/Subur Atau Dipanggil Subur Tan",
"position": "Director"
},
{
"name": "Rudy Susanto",
"position": "Director"
},
{
"name": "Lianawaty Suwono",
"position": "Director"
},
{
"name": "Santoso",
"position": "Director"
},
{
"name": "Vera Eve Lim",
"position": "Director"
},
{
"name": "Haryanto Tiara Budiman",
"position": "Director"
},
{
"name": "Frengky Chandra Kusuma",
"position": "Director"
},
{
"name": "John Kosasih",
"position": "Director"
},
{
"name": "Antonius Widodo Mulyono",
"position": "Director"
}
],
"executives_shareholdings": [
{
"name": "Antonius Widodo Mulyono",
"position": "Director",
"share_amount": 262511,
"share_percentage": 0
},
{
"name": "Armand Wahyudi Hartono",
"position": "Vice President Director",
"share_amount": 4256065,
"share_percentage": 3e-05
},
{
"name": "Djohan Emir Setijoso",
"position": "President Commissioner",
"share_amount": 106824845,
"share_percentage": 0.00087
},
{
"name": "Frengky Chandra Kusuma",
"position": "Director",
"share_amount": 2107984,
"share_percentage": 2e-05
},
{
"name": "Gregory Hendra Lembong",
"position": "Vice President Director",
"share_amount": 977547,
"share_percentage": 1e-05
},
{
"name": "Haryanto Tiara Budiman",
"position": "Director",
"share_amount": 776099,
"share_percentage": 1e-05
},
{
"name": "Jahja Setiaatmadja",
"position": "President Director",
"share_amount": 33850785,
"share_percentage": 0.00027
},
{
"name": "John Kosasih",
"position": "Director",
"share_amount": 731076,
"share_percentage": 1e-05
},
{
"name": "Lianawaty Suwono",
"position": "Director",
"share_amount": 2264685,
"share_percentage": 2e-05
},
{
"name": "Rudy Susanto",
"position": "Director",
"share_amount": 2908127,
"share_percentage": 2e-05
},
{
"name": "Santoso",
"position": "Director",
"share_amount": 2690902,
"share_percentage": 2e-05
},
{
"name": "Tonny Kusnadi",
"position": "Commissioner",
"share_amount": 7269681,
"share_percentage": 6e-05
},
{
"name": "Vera Eve Lim",
"position": "Director",
"share_amount": 2212324,
"share_percentage": 2e-05
}
]
},
"ownership": {
"major_shareholders": [
{
"name": "Pt Dwimuria Investama Andalan",
"share_value": 619729042500000,
"share_amount": 67729950000,
"share_percentage": "0.54942"
},
{
"name": "Public",
"share_value": 478408845227550,
"share_amount": 52285119697,
"share_percentage": "0.42413"
},
{
"name": "Pihak Afiliasi Pengendali",
"share_value": 27696844125000,
"share_amount": 3026977500,
"share_percentage": "0.02455"
},
{
"name": "Djohan Emir Setijoso",
"share_value": 977447331750,
"share_amount": 106824845,
"share_percentage": "0.00087"
},
{
"name": "Jahja Setiaatmadja",
"share_value": 309734682750,
"share_amount": 33850785,
"share_percentage": "0.00027"
},
{
"name": "Robert Budi Hartono",
"share_value": 257435250000,
"share_amount": 28135000,
"share_percentage": "0.00023"
},
{
"name": "Bambang Hartono",
"share_value": 247278750000,
"share_amount": 27025000,
"share_percentage": "0.00022"
},
{
"name": "Tan Ho Hien/Subur Disebut Juga Subur Tan",
"share_value": 97998073800,
"share_amount": 10710172,
"share_percentage": "0.00009"
},
{
"name": "Tonny Kusnadi",
"share_value": 66517581150,
"share_amount": 7269681,
"share_percentage": "0.00006"
},
{
"name": "Armand Wahyudi Hartono",
"share_value": 38942994750,
"share_amount": 4256065,
"share_percentage": "0.00003"
},
{
"name": "Vera Eve Lim",
"share_value": 20242764600,
"share_amount": 2212324,
"share_percentage": "0.00002"
},
{
"name": "Santoso",
"share_value": 24621753300,
"share_amount": 2690902,
"share_percentage": "0.00002"
},
{
"name": "Frengky Chandra Kusuma",
"share_value": 19288053600,
"share_amount": 2107984,
"share_percentage": "0.00002"
},
{
"name": "Lianawaty Suwono",
"share_value": 20721867750,
"share_amount": 2264685,
"share_percentage": "0.00002"
},
{
"name": "Rudy Susanto",
"share_value": 26609362050,
"share_amount": 2908127,
"share_percentage": "0.00002"
},
{
"name": "John Kosasih",
"share_value": 6689345400,
"share_amount": 731076,
"share_percentage": "0.00001"
},
{
"name": "Haryanto Tiara Budiman",
"share_value": 7101305850,
"share_amount": 776099,
"share_percentage": "0.00001"
},
{
"name": "Gregory Hendra Lembong",
"share_value": 8944555050,
"share_amount": 977547,
"share_percentage": "0.00001"
}
],
"top_transactions": {
"date": "2025-01-31",
"top_buyers": [
{
"name": "GQG Partners LLC",
"changeAmount": 173496343
},
{
"name": "Strategic Advisers LLC",
"changeAmount": 113059127
},
{
"name": "Fidelity Management & Research Company LLC",
"changeAmount": 50975065
}
],
"top_sellers": [
{
"name": "Capital Group",
"changeAmount": -128980200
},
{
"name": "Capital Research and Management Company",
"changeAmount": -110352800
},
{
"name": "Vanguard Group Inc",
"changeAmount": -6494000
}
]
},
"monthly_net_transactions": [
{
"date": "2025-01-31",
"net_transaction": -144932456
},
{
"date": "2024-12-31",
"net_transaction": 379551062
},
{
"date": "2024-11-30",
"net_transaction": 802863330
},
{
"date": "2024-09-30",
"net_transaction": -344659998
},
{
"date": "2024-06-30",
"net_transaction": 1055373886
},
{
"date": "2024-01-31",
"net_transaction": 417194151
},
{
"date": "2023-12-31",
"net_transaction": 241601227
}
]
},
"peers": [
{
"peers_info": {
"companies": [
{
"year": 2023,
"group": [
"self"
],
"pb_mrq": 4.36196215655592,
"pe_ttm": 20.9342121183191,
"symbol": "BBCA.JK",
"market_cap": 1115638760210432,
"net_income": 48658095000000,
"company_name": "PT Bank Central Asia Tbk.",
"employee_num": 27844,
"total_assets": 1408107010000000,
"total_equity": 242537593000000,
"pretax_income": 60179757000000,
"total_revenue": 99945373000000,
"yearly_mcap_chg": -0.0523560570545701,
"operating_expense": 37502567000000,
"revenue_breakdown": null,
"total_liabilities": 1165569417000000,
"int_income_breakdown": [
{
"class": "Loans & Deposits",
"amount": 54143689000000,
"category": "Loans"
},
{
"class": "Finance Receivable",
"amount": 3266996000000,
"category": "Finance Receivables"
},
{
"class": "Securities",
"amount": 17716461000000,
"category": "Securities"
},
{
"class": "Securities purchased under agreements to resell",
"amount": 8571096000000,
"category": "Securities purchased under agreements to resell"
},
{
"class": "Placement with Bank Indonesia and other banks",
"amount": 1164150000000,
"category": "Placement with Bank Indonesia and other banks"
},
{
"class": "Bill Receivable",
"amount": 469923000000,
"category": "Bill receivable"
},
{
"class": "Sharia Income",
"amount": 855189000000,
"category": "Sharia Income"
},
{
"class": "Other Income",
"amount": 1210270000000,
"category": "Others"
}
],
"operating_expense_breakdown": [
{
"class": "Salaries and employee benefit",
"amount": 16197811000000,
"category": "Personnel expenses"
},
{
"class": "General and administration expenses",
"amount": 17496896000000,
"category": "General and administrative expenses"
},
{
"class": "Other expenses",
"amount": 3807860000000,
"category": "Others (expenses)"
}
]
},
{
"year": 2023,
"group": [
"sub_sector",
"sector",
"industry",
"sub_industry"
],
"pb_mrq": 1.849457703814,
"pe_ttm": 9.77696424484342,
"symbol": "BBRI.JK",
"market_cap": 598076544778240,
"net_income": 60099863000000,
"company_name": "PT Bank Rakyat Indonesia (Persero) Tbk",
"employee_num": 60084,
"total_assets": 1965007030000000,
"total_equity": 316472142000000,
"pretax_income": 76429712000000,
"total_revenue": 183290308000000,
"yearly_mcap_chg": -0.304455199816936,
"operating_expense": 76782291000000,
"revenue_breakdown": null,
"total_liabilities": 1648534888000000,
"int_income_breakdown": [
{
"class": "Loans & Deposits",
"amount": 140898827000000,
"category": "Loans"
},
{
"class": "Finance Receivable",
"amount": 5395835000000,
"category": "Finance Receivables"
},
{
"class": "Securities",
"amount": 12952174000000,
"category": "Securities"
},
{
"class": "Securities purchased under agreements to resell",
"amount": 1916687000000,
"category": "Securities purchased under agreement to resell"
},
{
"class": "Placement with Bank Indonesia and other banks",
"amount": 2975531000000,
"category": "Placement with Bank Indonesia"
},
{
"class": "Placement with Bank Indonesia and other banks",
"amount": 5716000000,
"category": "Current accounts with Bank Indonesia"
},
{
"class": "Sharia Income",
"amount": 12943607000000,
"category": "Sharia Income"
},
{
"class": "Other Income",
"amount": 1907617000000,
"category": "Others"
}
],
"operating_expense_breakdown": [
{
"class": "Salaries and employee benefit",
"amount": 37850275000000,
"category": "Salaries and employee benefits"
},
{
"class": "General and administration expenses",
"amount": 28484209000000,
"category": "General and administrative expenses"
},
{
"class": "Other expenses",
"amount": 10447807000000,
"category": "Others (expense)"
}
]
},
{
"year": 2023,
"group": [
"sub_sector",
"sector",
"industry",
"sub_industry"
],
"pb_mrq": 1.68406426185532,
"pe_ttm": 7.89925782785923,
"symbol": "BMRI.JK",
"market_cap": 458266500923392,
"net_income": 55060057000000,
"company_name": "PT Bank Mandiri (Persero) Tbk",
"employee_num": 34363,
"total_assets": 2174219449000000,
"total_equity": 287494962000000,
"pretax_income": 74684881000000,
"total_revenue": 138657761000000,
"yearly_mcap_chg": -0.261654159076821,
"operating_expense": 53867491000000,
"revenue_breakdown": null,
"total_liabilities": 1886724487000000,
"int_income_breakdown": [
{
"class": "Loans & Deposits",
"amount": 84335234000000,
"category": "Loans"
},
{
"class": "Securities",
"amount": 16410277000000,
"category": "Securities"
},
{
"class": "Finance Receivable",
"amount": 6285050000000,
"category": "Finance Receivables"
},
{
"class": "Placement with Bank Indonesia and other banks",
"amount": 3224536000000,
"category": "Placement with Bank Indonesia and other banks"
},
{
"class": "Securities purchased under agreements to resell",
"amount": 2742203000000,
"category": "Marketable securities"
},
{
"class": "Other Income",
"amount": 32979000000,
"category": "Margin"
},
{
"class": "Sharia Income",
"amount": 18796849000000,
"category": "Sharia Income"
},
{
"class": "Bill Receivable",
"amount": 717342000000,
"category": "Others"
}
],
"operating_expense_breakdown": [
{
"class": "Salaries and employee benefit",
"amount": 24423089000000,
"category": "Salaries and employee benefits"
},
{
"class": "General and administration expenses",
"amount": 22732894000000,
"category": "General and administrative expenses"
},
{
"class": "Other expenses",
"amount": 6711508000000,
"category": "Others (expense)"
}
]
},
{
"year": 2023,
"group": [
"sub_sector",
"sector",
"industry",
"sub_industry"
],
"pb_mrq": 0.975231776622741,
"pe_ttm": 7.14742522014607,
"symbol": "BBNI.JK",
"market_cap": 153498003963904,
"net_income": 20909476000000,
"company_name": "PT Bank Negara Indonesia (Persero) Tbk",
"employee_num": 25460,
"total_assets": 1086663986000000,
"total_equity": 154732520000000,
"pretax_income": 25639738000000,
"total_revenue": 62747403000000,
"yearly_mcap_chg": -0.282698576717245,
"operating_expense": 27777665000000,
"revenue_breakdown": null,
"total_liabilities": 931931466000000,
"int_income_breakdown": [
{
"class": "Loans & Deposits",
"amount": 50752741000000,
"category": "Loans"
},
{
"class": "Securities",
"amount": 6343115000000,
"category": "Securities"
},
{
"class": "Securities purchased under agreements to resell",
"amount": 352453000000,
"category": "Marketable securities"
},
{
"class": "Placement with Bank Indonesia and other banks",
"amount": 2780518000000,
"category": "Placement with Bank Indonesia"
},
{
"class": "Bill Receivable",
"amount": 1242869000000,
"category": "Others"
}
],
"operating_expense_breakdown": [
{
"class": "Salaries and employee benefit",
"amount": 12833769000000,
"category": "Salaries and employees' benefits"
},
{
"class": "General and administration expenses",
"amount": 9193199000000,
"category": "General and administrative expenses"
},
{
"class": "Other expenses",
"amount": 1476244000000,
"category": "Deposit guarantee premium"
},
{
"class": "Selling and marketing expenses",
"amount": 1066423000000,
"category": "Promotion expense"
},
{
"class": "Other expenses",
"amount": 3208030000000,
"category": "Others (expenses)"
}
]
},
{
"year": 2023,
"group": [
"sub_sector",
"sector",
"industry",
"sub_industry"
],
"pb_mrq": 3.23504836215378,
"pe_ttm": 22.3271189707976,
"symbol": "BRIS.JK",
"market_cap": 140694362521600,
"net_income": 5703743000000,
"company_name": "PT Bank Syariah Indonesia Tbk",
"employee_num": 17032,
"total_assets": 353624124000000,
"total_equity": 38739121000000,
"pretax_income": 7589202000000,
"total_revenue": 20463041000000,
"yearly_mcap_chg": 0.309012823616696,
"operating_expense": 10249204000000,
"revenue_breakdown": null,
"total_liabilities": 314885003000000,
"int_income_breakdown": [
{
"class": "Loans & Deposits",
"amount": 12627780000000,
"category": "Sales and purchases"
},
{
"class": "Other Income",
"amount": 5940486000000,
"category": "Profit sharing"
},
{
"class": "Sharia Income",
"amount": 155446000000,
"category": "Ijarah"
},
{
"class": "Securities purchased under agreements to resell",
"amount": 3012345000000,
"category": "Marketable securities"
},
{
"class": "Placement with Bank Indonesia and other banks",
"amount": 385377000000,
"category": "Placement with Bank Indonesia and other banks"
},
{
"class": "Other Income",
"amount": 130309000000,
"category": "Others"
}
],
"operating_expense_breakdown": [
{
"class": "Salaries and employee benefit",
"amount": 5035215000000,
"category": "Salaries and employees' benefits"
},
{
"class": "General and administration expenses",
"amount": 5169938000000,
"category": "General and administrative expenses"
},
{
"class": "Other expenses",
"amount": 1107000000,
"category": "Wadiah bonus"
},
{
"class": "Other expenses",
"amount": 42944000000,
"category": "Others"
}
]
},
{
"year": 2023,
"group": [
"sub_sector",
"sector",
"industry",
"sub_industry"
],
"pb_mrq": 1.09900766061383,
"pe_ttm": 14.3366748776434,
"symbol": "BNLI.JK",
"market_cap": 46312061927424,
"net_income": 2585218000000,
"company_name": "Bank Permata Tbk",
"employee_num": 6683,
"total_assets": 257444147000000,
"total_equity": 39992322000000,
"pretax_income": 3350120000000,
"total_revenue": 11573618000000,
"yearly_mcap_chg": 0.383783735009065,
"operating_expense": 5658078000000,
"revenue_breakdown": null,
"total_liabilities": 217451825000000,
"int_income_breakdown": [
{
"class": "Loans & Deposits",
"amount": 10874363000000,
"category": "Loans"
},
{
"class": "Securities",
"amount": 2186548000000,
"category": "Securities"
},
{
"class": "Securities purchased under agreements to resell",
"amount": 1600772000000,
"category": "Securities purchased under resale\nagreements"
},
{
"class": "Placement with Bank Indonesia and other banks",
"amount": 1065755000000,
"category": "Placement with Bank Indonesia and other banks"
},
{
"class": "Placement with Bank Indonesia and other banks",
"amount": 94571000000,
"category": "Current account with Bank Indonesia and other banks"
},
{
"class": "Finance Receivable",
"amount": 81714000000,
"category": "Financial assets held for trading"
},
{
"class": "Finance Receivable",
"amount": 75834000000,
"category": "Finance Receivables"
},
{
"class": "Other Income",
"amount": 59587000000,
"category": "Others"
}
],
"operating_expense_breakdown": [
{
"class": "Salaries and employee benefit",
"amount": 3336218000000,
"category": "Salaries and employees' benefits"
},
{
"class": "General and administration expenses",
"amount": 1831245000000,
"category": "General and administrative expenses"
},
{
"class": "Other expenses",
"amount": 490615000000,
"category": "Others (expense)"
}
]
},
{
"year": 2023,
"group": [
"sub_sector",
"sector",
"industry",
"sub_industry"
],
"pb_mrq": 2.03614571854328,
"pe_ttm": 16.1396047265011,
"symbol": "MEGA.JK",
"market_cap": 43793558536192,
"net_income": 3510670000000,
"company_name": "Bank Mega Tbk",
"employee_num": 4539,
"total_assets": 132049591000000,
"total_equity": 21755443000000,
"pretax_income": 4342729000000,
"total_revenue": 7820175000000,
"yearly_mcap_chg": -0.29622643378928,
"operating_expense": 3292379000000,
"revenue_breakdown": null,
"total_liabilities": 110294148000000,
"int_income_breakdown": [
{
"class": "Loans & Deposits",
"amount": 7698982000000,
"category": "Loans"
},
{
"class": "Securities",
"amount": 2383767000000,
"category": "Securities"
},
{
"class": "Placement with Bank Indonesia and other banks",
"amount": 131145000000,
"category": "Placement with Bank Indonesia and other banks"
},
{
"class": "Other Income",
"amount": 3638000000,
"category": "Others"
}
],
"operating_expense_breakdown": [
{
"class": "Salaries and employee benefit",
"amount": 1463387000000,
"category": "Salary expenses and other allowances"
},
{
"class": "General and administration expenses",
"amount": 1817565000000,
"category": "General and administrative expenses"
},
{
"class": "Selling and marketing expenses",
"amount": 11427000000,
"category": "Fees and commissions"
}
]
},
{
"year": 2023,
"group": [
"sub_sector",
"sector",
"industry",
"sub_industry"
],
"pb_mrq": 0.803306542811734,
"pe_ttm": 18.1849077824919,
"symbol": "PNBN.JK",
"market_cap": 41901809991680,
"net_income": 2531895000000,
"company_name": "Bank Pan Indonesia Tbk",
"employee_num": 10883,
"total_assets": 222010050000000,
"total_equity": 53312485000000,
"pretax_income": 3775726000000,
"total_revenue": 11782765000000,
"yearly_mcap_chg": 0.581818109846611,
"operating_expense": 5345511000000,
"revenue_breakdown": null,
"total_liabilities": 168697565000000,
"int_income_breakdown": [
{
"class": "Loans & Deposits",
"amount": 10079144000000,
"category": "Loans"
},
{
"class": "Securities",
"amount": 2083770000000,
"category": "Securities"
},
{
"class": "Securities purchased under agreements to resell",
"amount": 268114000000,
"category": "Securities purchased with agreements to resell"
},
{
"class": "Placement with Bank Indonesia and other banks",
"amount": 312568000000,
"category": "Placement with Bank Indonesia and other banks"
},
{
"class": "Loans & Deposits",
"amount": 100888000000,
"category": "Deposits"
},
{
"class": "Bill Receivable",
"amount": 1292480000000,
"category": "Finance Receivables"
},
{
"class": "Other Income",
"amount": 451417000000,
"category": "Loan commissions and fees"
}
],
"operating_expense_breakdown": [
{
"class": "Salaries and employee benefit",
"amount": 1979148000000,
"category": "Personnel"
},
{
"class": "General and administration expenses",
"amount": 2435356000000,
"category": "General and administrative expenses"
},
{
"class": "Salaries and employee benefit",
"amount": 266458000000,
"category": "Pension and employee benefits"
},
{
"class": "Other expenses",
"amount": 664549000000,
"category": "Others (expense)"
}
]
},
{
"year": 2023,
"group": [
"sub_sector",
"sector",
"industry",
"sub_industry"
],
"pb_mrq": 0.804329210448689,
"pe_ttm": 6.24181388294185,
"symbol": "BNGA.JK",
"market_cap": 41854938644480,
"net_income": 6551401000000,
"company_name": "PT Bank CIMB Niaga Tbk",
"employee_num": 11035,
"total_assets": 334369233000000,
"total_equity": 49337371000000,
"pretax_income": 8357272000000,
"total_revenue": 18785520000000,
"yearly_mcap_chg": -0.0464017199370562,
"operating_expense": 8583527000000,
"revenue_breakdown": null,
"total_liabilities": 285031862000000,
"int_income_breakdown": [
{
"class": "Loans & Deposits",
"amount": 15642534000000,
"category": "Loans"
},
{
"class": "Securities",
"amount": 5059982000000,
"category": "Securities"
},
{
"class": "Finance Receivable",
"amount": 1175254000000,
"category": "Consumer financing"
},
{
"class": "Placement with Bank Indonesia and other banks",
"amount": 247945000000,
"category": "Placement with Bank Indonesia and other banks"
},
{
"class": "Placement with Bank Indonesia and other banks",
"amount": 180285000000,
"category": "Current account with Bank Indonesia and other banks"
}
],
"operating_expense_breakdown": [
{
"class": "Salaries and employee benefit",
"amount": 4947412000000,
"category": "Personnel expenses"
},
{
"class": "General and administration expenses",
"amount": 3615769000000,
"category": "General and administrative expenses"
},
{
"class": "Other expenses",
"amount": 20346000000,
"category": "Others (expense)"
}
]
},
{
"year": 2023,
"group": [
"sub_sector",
"sector",
"industry",
"sub_industry"
],
"pb_mrq": 0.752827316693163,
"pe_ttm": 6.19010716541718,
"symbol": "NISP.JK",
"market_cap": 30058343301120,
"net_income": 4091043000000,
"company_name": "PT Bank OCBC NISP Tbk",
"employee_num": 6364,
"total_assets": 249757139000000,
"total_equity": 37320268000000,
"pretax_income": 5184463000000,
"total_revenue": 11313154000000,
"yearly_mcap_chg": 0.0522088226637984,
"operating_expense": 5011095000000,
"revenue_breakdown": null,
"total_liabilities": 212436871000000,
"int_income_breakdown": [
{
"class": "Loans & Deposits",
"amount": 11072365000000,
"category": "Loans"
},
{
"class": "Securities",
"amount": 4435841000000,
"category": "Securities"
},
{
"class": "Placement with Bank Indonesia and other banks",
"amount": 205660000000,
"category": "Current account with Bank Indonesia and other banks"
},
{
"class": "Other Income",
"amount": 711838000000,
"category": "Others"
}
],
"operating_expense_breakdown": [
{
"class": "Salaries and employee benefit",
"amount": 2805970000000,
"category": "Salaries and benefit"
},
{
"class": "General and administration expenses",
"amount": 1930033000000,
"category": "General and administrative expenses"
},
{
"class": "Other expenses",
"amount": 275092000000,
"category": "Others (expense)"
}
]
}
],
"group_name": {
"sector": "Financials",
"industry": "Banks",
"sub_sector": "Banks",
"sub_industry": "Banks"
}
}
}
]
}
{
"symbol": "BBCA.JK",
"company_name": "PT Bank Central Asia Tbk.",
"overview": {
"listing_board": "Main",
"industry": "Banks",
"sub_industry": "Banks",
"sector": "Financials",
"sub_sector": "Banks",
"market_cap": 1115638760210432,
"market_cap_rank": 1,
"address": "Menara BCA, Grand Indonesia\r\nJalan MH Thamrin No. 1\r\nJakarta 10310",
"employee_num": 27844.0,
"listing_date": "2000-05-31",
"website": "www.bca.co.id",
"phone": "021-23588000",
"email": "investor_relations@bca.co.id",
"last_close_price": 9150,
"latest_close_date": "2025-02-10",
"daily_close_change": -0.0213903743315508,
"all_time_price": {
"ytd_low": {
"date": "2025-02-07",
"price": 8825
},
"52_w_low": {
"date": "2024-05-30",
"price": 8775
},
"90_d_low": {
"date": "2025-02-07",
"price": 8825
},
"ytd_high": {
"date": "2025-01-03",
"price": 9925
},
"52_w_high": {
"date": "2024-09-23",
"price": 10950
},
"90_d_high": {
"date": "2024-12-11",
"price": 10425
},
"all_time_low": {
"date": "2004-06-08",
"price": 175
},
"all_time_high": {
"date": "2024-09-23",
"price": 10950
}
},
"esg_score": 21.7
},
"valuation": {
"last_close_price": 9150,
"latest_close_date": "2025-02-10",
"daily_close_change": -0.0213903743315508,
"forward_pe": 18.964516232071,
"intrinsic_value": 11303,
"historical_valuation": [
{
"pb": 4.43634325433527,
"pe": 28.6388071538183,
"ps": 11.5180374175283,
"pcf": 1.8105402883950905,
"peg": 18.6731697753808,
"year": 2021,
"pb_peer_avg": 1.46630589795505,
"pe_peer_avg": 15.0145590632269,
"ps_peer_avg": 6.3740557278722,
"enterprise_to_ebitda": null,
"enterprise_to_revenue": null
},
{
"pb": 4.765312438515,
"pe": 25.8615251431142,
"ps": 12.0489897854296,
"pcf": 0.8707227836858721,
"peg": 31.2028553243139,
"year": 2022,
"pb_peer_avg": 1.00852386298116,
"pe_peer_avg": 15.1292552726864,
"ps_peer_avg": 4.34357834686358,
"enterprise_to_ebitda": null,
"enterprise_to_revenue": null
},
{
"pb": 4.77774810545152,
"pe": 23.8148548561139,
"ps": 11.5941882572193,
"pcf": 1.2282001985415272,
"peg": 19.9395245633657,
"year": 2023,
"pb_peer_avg": 0.83232965465001,
"pe_peer_avg": 14.0723342502017,
"ps_peer_avg": 3.89944781671295,
"enterprise_to_ebitda": null,
"enterprise_to_revenue": null
},
{
"pb": 4.36196215655592,
"pe": 20.9342121183191,
"ps": 10.3495580013797,
"pcf": 16.792317336353438,
"peg": 1.3012856565631,
"year": 2024,
"pb_peer_avg": 0.803306542811734,
"pe_peer_avg": 16.6101744186251,
"ps_peer_avg": 3.44137898441976,
"enterprise_to_ebitda": 0,
"enterprise_to_revenue": null
}
]
},
"future": {
"company_value_forecasts": [
{
"eps_estimate": 440.64,
"estimate_year": 2024,
"revenue_estimate": 108890000000000
},
{
"eps_estimate": 527.43,
"estimate_year": 2026,
"revenue_estimate": 128930000000000
},
{
"eps_estimate": 481.71,
"estimate_year": 2025,
"revenue_estimate": 118230000000000
},
{
"eps": 394.557714638931,
"total_assets": 1408107010000000,
"total_equity": 242537593000000,
"total_revenue": 101914664000000,
"financial_year": 2023
}
],
"company_growth_forecasts": [
{
"base_year": 2023,
"eps_growth": 0.116794826966385,
"estimate_year": 2024,
"revenue_growth": 0.0684429082747111
},
{
"base_year": 2023,
"eps_growth": 0.336762590381598,
"estimate_year": 2026,
"revenue_growth": 0.265078006831284
},
{
"base_year": 2023,
"eps_growth": 0.220886003701389,
"estimate_year": 2025,
"revenue_growth": 0.16008820869978
}
],
"technical_rating_breakdown": {
"summary": {
"buy": 1,
"sell": 15,
"neutral": 10,
"updated_on": "2025-02-10 10:35:12"
},
"oscillator": {
"buy": 0,
"data": [
{
"name": "Relative Strength Index (14)",
"value": 42,
"action": "Neutral"
},
{
"name": "Stochastic %K (14, 3, 3)",
"value": 29,
"action": "Neutral"
},
{
"name": "Commodity Channel Index (20)",
"value": -97,
"action": "Neutral"
},
{
"name": "Average Directional Index (14)",
"value": 21,
"action": "Neutral"
},
{
"name": "Awesome Oscillator",
"value": -493,
"action": "Neutral"
},
{
"name": "Momentum (10)",
"value": -450,
"action": "Sell"
},
{
"name": "MACD Level (12, 26)",
"value": -184,
"action": "Sell"
},
{
"name": "Stochastic RSI Fast (3, 3, 14, 14)",
"value": 37,
"action": "Neutral"
},
{
"name": "Williams Percent Range (14)",
"value": -70,
"action": "Neutral"
},
{
"name": "Bull Bear Power",
"value": -377,
"action": "Neutral"
},
{
"name": "Ultimate Oscillator (7, 14, 28)",
"value": 53,
"action": "Neutral"
}
],
"sell": 2,
"neutral": 9,
"updated_on": "2025-02-10 10:35:12"
},
"moving_average": {
"buy": 1,
"data": [
{
"name": "Exponential Moving Average (10)",
"value": 9277,
"action": "Sell"
},
{
"name": "Simple Moving Average (10)",
"value": 9265,
"action": "Sell"
},
{
"name": "Exponential Moving Average (20)",
"value": 9424,
"action": "Sell"
},
{
"name": "Simple Moving Average (20)",
"value": 9484,
"action": "Sell"
},
{
"name": "Exponential Moving Average (30)",
"value": 9536,
"action": "Sell"
},
{
"name": "Simple Moving Average (30)",
"value": 9565,
"action": "Sell"
},
{
"name": "Exponential Moving Average (50)",
"value": 9700,
"action": "Sell"
},
{
"name": "Simple Moving Average (50)",
"value": 9763,
"action": "Sell"
},
{
"name": "Exponential Moving Average (100)",
"value": 9890,
"action": "Sell"
},
{
"name": "Simple Moving Average (100)",
"value": 10112,
"action": "Sell"
},
{
"name": "Exponential Moving Average (200)",
"value": 9892,
"action": "Sell"
},
{
"name": "Simple Moving Average (200)",
"value": 9981,
"action": "Sell"
},
{
"name": "Ichimoku Base Line (9, 26, 52, 26)",
"value": 9375,
"action": "Neutral"
},
{
"name": "Volume Weighted Moving Average (20)",
"value": 9431,
"action": "Sell"
},
{
"name": "Hull Moving Average (9)",
"value": 9101,
"action": "Buy"
}
],
"sell": 13,
"neutral": 1,
"updated_on": "2025-02-10 10:35:12"
}
},
"analyst_rating_breakdown": {
"buy": 2,
"hold": 4,
"sell": 0,
"n_analyst": 19,
"strong_buy": 13,
"updated_on": "2025-02-02 13:26:58",
"strong_sell": 0
}
},
"financials": {
"eps": 394.557714638931,
"historical_financials": [
{
"tax": 6421398000000,
"ebit": null,
"year": 2020,
"ebitda": null,
"revenue": 72867812000000,
"earnings": 27131109000000,
"net_loan": null,
"cash_only": null,
"provision": null,
"credit_rwa": null,
"gross_loan": null,
"market_rwa": null,
"total_debt": 12881754000000,
"cash_inflow": null,
"cash_outflow": null,
"fixed_assets": null,
"gross_profit": null,
"time_deposit": null,
"total_assets": 1075570256000000,
"total_equity": 184714709000000,
"net_cash_flow": null,
"operating_pnl": 33570282000000,
"total_capital": null,
"total_deposit": null,
"free_cash_flow": null,
"premium_income": null,
"cost_of_revenue": null,
"current_account": null,
"interest_income": null,
"non_loan_assets": null,
"operational_rwa": null,
"premium_expense": null,
"savings_account": null,
"interest_expense": null,
"end_cash_position": null,
"operating_expense": null,
"total_liabilities": 890855547000000,
"core_capital_tier1": null,
"industry_breakdown": null,
"net_premium_income": null,
"allowance_for_loans": null,
"current_liabilities": null,
"earnings_before_tax": 33568507000000,
"financing_cash_flow": null,
"investing_cash_flow": null,
"net_interest_income": null,
"non_interest_income": null,
"operating_cash_flow": 38528096000000,
"cash_and_equivalents": null,
"non_loan_earning_assets": null,
"high_quality_liquid_asset": null,
"total_risk_weighted_asset": null,
"non_loan_non_earning_assets": null,
"supplementary_capital_tier2": null,
"non_operating_income_or_loss": null,
"total_cash_and_due_from_banks": 90206272000000,
"interest_expense_non_operating": null,
"non_interest_bearing_liabilities": null,
"realized_capital_goods_investment": null,
"other_interest_bearing_liabilities": null
},
{
"tax": 7401015000000,
"ebit": null,
"year": 2021,
"ebitda": null,
"revenue": 78130281000000,
"earnings": 31422660000000,
"net_loan": null,
"cash_only": null,
"provision": null,
"credit_rwa": null,
"gross_loan": null,
"market_rwa": null,
"total_debt": 12384014000000,
"cash_inflow": null,
"cash_outflow": null,
"fixed_assets": null,
"gross_profit": null,
"time_deposit": null,
"total_assets": 1228344680000000,
"total_equity": 202848934000000,
"net_cash_flow": null,
"operating_pnl": 38921015000000,
"total_capital": null,
"total_deposit": null,
"free_cash_flow": null,
"premium_income": null,
"cost_of_revenue": null,
"current_account": null,
"interest_income": null,
"non_loan_assets": null,
"operational_rwa": null,
"premium_expense": null,
"savings_account": null,
"interest_expense": null,
"end_cash_position": null,
"operating_expense": null,
"total_liabilities": 1025495746000000,
"core_capital_tier1": null,
"industry_breakdown": null,
"net_premium_income": null,
"allowance_for_loans": null,
"current_liabilities": null,
"earnings_before_tax": 38841174000000,
"financing_cash_flow": null,
"investing_cash_flow": null,
"net_interest_income": null,
"non_interest_income": null,
"operating_cash_flow": 48192541000000,
"cash_and_equivalents": null,
"non_loan_earning_assets": null,
"high_quality_liquid_asset": null,
"total_risk_weighted_asset": null,
"non_loan_non_earning_assets": null,
"supplementary_capital_tier2": null,
"non_operating_income_or_loss": null,
"total_cash_and_due_from_banks": 158631551000000,
"interest_expense_non_operating": null,
"non_interest_bearing_liabilities": null,
"realized_capital_goods_investment": null,
"other_interest_bearing_liabilities": null
},
{
"tax": 9711461000000,
"ebit": null,
"year": 2022,
"ebitda": null,
"revenue": 87476317000000,
"earnings": 40755572000000,
"net_loan": 675800000000000,
"cash_only": null,
"provision": 4526619000000,
"credit_rwa": 682589085000000,
"gross_loan": 711262000000000,
"market_rwa": 2058698000000,
"total_debt": 10298288000000,
"cash_inflow": 35753197000000.0,
"cash_outflow": 161543349000000.0,
"fixed_assets": null,
"gross_profit": null,
"time_deposit": 191780247000000,
"total_assets": 1314730000000000,
"total_equity": 221181982000000,
"net_cash_flow": 125790152000000.0,
"operating_pnl": 50467033000000,
"total_capital": 220568562000000,
"total_deposit": 1039720000000000,
"free_cash_flow": 30479000000000.0,
"premium_income": 0,
"cost_of_revenue": null,
"current_account": 323924052000000,
"interest_income": 72241191000000,
"non_loan_assets": 638932000000000,
"operational_rwa": 137075529000000,
"premium_expense": 0,
"savings_account": 524013719000000,
"interest_expense": 8251682000000,
"end_cash_position": -17720000000000.0,
"operating_expense": 32482665000000,
"total_liabilities": 1093550000000000,
"core_capital_tier1": 212445689000000,
"industry_breakdown": {
"loan_at_risk": {
"Special Mention Loan": 11654538000000,
"Non-performing Loan (NPL)": 11795528000000,
"Restructured Loan (current)": 45966003000000
},
"non_loan_asset": [
{
"class": "Earning Asset",
"amount": 130222000000000,
"category": "Cash and CA with BI & Other Banjs"
},
{
"class": "Earning Asset",
"amount": 31377000000000,
"category": "Interbank Placement"
},
{
"class": "Earning Asset",
"amount": 248895000000000,
"category": "Securities"
},
{
"class": "Earning Asset",
"amount": 153965000000000,
"category": "Marketable Securities"
},
{
"class": "Earning Asset",
"amount": 74331412000000,
"category": "Others"
},
{
"class": "Non-Earning Asset",
"amount": 141588000000,
"category": "Non-Earning Asset"
}
],
"loan_by_economic_sectors": [
{
"key": "Manufacturing",
"group": "loan_receivable",
"value": 149005088000000
},
{
"key": "Business services",
"group": "loan_receivable",
"value": 111621332000000
},
{
"key": "Trading, restaurants and hotels",
"group": "loan_receivable",
"value": 145630157000000
},
{
"key": "Agriculture and agricultural facilities",
"group": "loan_receivable",
"value": 38678900000000
},
{
"key": "Construction",
"group": "loan_receivable",
"value": 32537210000000
},
{
"key": "Transportation and warehousing",
"group": "loan_receivable",
"value": 20416970000000
},
{
"key": "Social/public services",
"group": "loan_receivable",
"value": 9174394000000
},
{
"key": "Mining",
"group": "loan_receivable",
"value": 3904254000000
},
{
"key": "Electricity, gas, and water",
"group": "loan_receivable",
"value": 11512300000000
},
{
"key": "Household activities",
"group": "loan_receivable",
"value": 125439032000000
},
{
"key": "Others",
"group": "loan_receivable",
"value": 13069367000000
}
]
},
"net_premium_income": 0,
"allowance_for_loans": -35462000000000,
"current_liabilities": null,
"earnings_before_tax": 50467033000000,
"financing_cash_flow": -19116000000000.0,
"investing_cash_flow": -32383000000000.0,
"net_interest_income": 63989509000000,
"non_interest_income": 23486808000000,
"operating_cash_flow": 33779000000000.0,
"cash_and_equivalents": null,
"non_loan_earning_assets": 1173144000000000,
"high_quality_liquid_asset": 520432980000000.0,
"total_risk_weighted_asset": 137075529000000,
"non_loan_non_earning_assets": null,
"supplementary_capital_tier2": 8122873000000,
"non_operating_income_or_loss": 0,
"total_cash_and_due_from_banks": 144146172000000,
"interest_expense_non_operating": null,
"non_interest_bearing_liabilities": 44079000000000,
"realized_capital_goods_investment": 3300000000000.0,
"other_interest_bearing_liabilities": 9753000000000
},
{
"tax": 11521662000000,
"ebit": null,
"year": 2023,
"ebitda": null,
"revenue": 99945373000000,
"earnings": 48658095000000,
"net_loan": 775493000000000,
"cash_only": 21701514000000,
"provision": 2263049000000,
"credit_rwa": 744418973000000,
"gross_loan": 810392000000000,
"market_rwa": 3074120000000,
"total_debt": 2371890000000,
"cash_inflow": 36309270000000.0,
"cash_outflow": 180989787000000.0,
"fixed_assets": null,
"gross_profit": null,
"time_deposit": 217032000000000,
"total_assets": 1408110000000000,
"total_equity": 242538000000000,
"net_cash_flow": 144680517000000.0,
"operating_pnl": 60179757000000,
"total_capital": 242694176000000,
"total_deposit": 1101670000000000,
"free_cash_flow": 53015000000000.0,
"premium_income": 0,
"cost_of_revenue": null,
"current_account": 348457000000000,
"interest_income": 87397774000000,
"non_loan_assets": 632614000000000,
"operational_rwa": 78117459000000,
"premium_expense": 0,
"savings_account": 536184000000000,
"interest_expense": 12268952000000,
"end_cash_position": -36752000000000.0,
"operating_expense": 37502567000000,
"total_liabilities": 1165570000000000,
"core_capital_tier1": 233701580000000,
"industry_breakdown": {
"loan_at_risk": {
"Special Mention Loan": 16869969000000,
"Non-performing Loan (NPL)": 14147246000000,
"Restructured Loan (current)": 21392020000000
},
"non_loan_asset": [
{
"class": "Earning Asset",
"amount": 119934000000000,
"category": "Cash and CA with BI"
},
{
"class": "Earning Asset",
"amount": 5202000000000,
"category": "Interbank Placement"
},
{
"class": "Earning Asset",
"amount": 312054000000000,
"category": "Securities"
},
{
"class": "Earning Asset",
"amount": 93095000000000,
"category": "Marketable Securities"
},
{
"class": "Earning Asset",
"amount": 100381835000000,
"category": "Others"
},
{
"class": "Non-Earning Asset",
"amount": 1947165000000,
"category": "Non-Earning Asset"
}
],
"loan_by_economic_sectors": [
{
"key": "Manufacturing",
"group": "loan_receivable",
"value": 170262938000000
},
{
"key": "Business services",
"group": "loan_receivable",
"value": 131460844000000
},
{
"key": "Trading, restaurants and hotels",
"group": "loan_receivable",
"value": 162358965000000
},
{
"key": "Agriculture and agricultural facilities",
"group": "loan_receivable",
"value": 34179657000000
},
{
"key": "Construction",
"group": "loan_receivable",
"value": 33720232000000
},
{
"key": "Transportation and warehousing",
"group": "loan_receivable",
"value": 27421867000000
},
{
"key": "Social/public services",
"group": "loan_receivable",
"value": 10257423000000
},
{
"key": "Mining",
"group": "loan_receivable",
"value": 15271218000000
},
{
"key": "Electricity, gas, and water",
"group": "loan_receivable",
"value": 15812157000000
},
{
"key": "Household activities",
"group": "loan_receivable",
"value": 142766213000000
},
{
"key": "Others",
"group": "loan_receivable",
"value": 15376325000000
}
]
},
"net_premium_income": 0,
"allowance_for_loans": -34899000000000,
"current_liabilities": null,
"earnings_before_tax": 60179757000000,
"financing_cash_flow": -25071000000000.0,
"investing_cash_flow": -69796000000000.0,
"net_interest_income": 75128822000000,
"non_interest_income": 24816551000000,
"operating_cash_flow": 58115000000000.0,
"cash_and_equivalents": null,
"non_loan_earning_assets": 1266223000000000,
"high_quality_liquid_asset": 522354163000000.0,
"total_risk_weighted_asset": 78117459000000,
"non_loan_non_earning_assets": null,
"supplementary_capital_tier2": 8992596000000,
"non_operating_income_or_loss": 0,
"total_cash_and_due_from_banks": 103433719000000,
"interest_expense_non_operating": null,
"non_interest_bearing_liabilities": 51696000000000,
"realized_capital_goods_investment": 5100000000000.0,
"other_interest_bearing_liabilities": 12200000000000
}
],
"historical_financial_ratio": [
{
"year": "2020",
"capital": {
"capital_adequacy_ratio": null
},
"leverage": {
"debt_to_asset_ratio": 0.011976673702289513,
"debt_to_equity_ratio": 4.8228728065180775
},
"liquidity": {
"casa_ratio": 0.528739575712799,
"leverage_ratio": null,
"loan_to_deposit_ratio": null,
"liquidity_coverage_ratio": null,
"operating_cash_flow_margin": 0.528739575712799
},
"efficiency": {
"total_asset_turnover": 0.06774807279534885
},
"profitability": {
"roa": 0.025224859881212633,
"roe": 0.025224859881212633,
"efficiency_ratio": 0.025224859881212633,
"net_profit_margin": 0.3723332463996586,
"net_interest_margin": null,
"cost_to_income_ratio": null,
"operating_profit_margin": 0.46070111176111617
}
},
{
"year": "2021",
"capital": {
"capital_adequacy_ratio": null
},
"leverage": {
"debt_to_asset_ratio": 0.01008187213380531,
"debt_to_equity_ratio": 5.055465295173796
},
"liquidity": {
"casa_ratio": 0.6168228295505555,
"leverage_ratio": null,
"loan_to_deposit_ratio": null,
"liquidity_coverage_ratio": null,
"operating_cash_flow_margin": 0.6168228295505555
},
"efficiency": {
"total_asset_turnover": 0.0636061540967475
},
"profitability": {
"roa": 0.025581305077985114,
"roe": 0.025581305077985114,
"efficiency_ratio": 0.025581305077985114,
"net_profit_margin": 0.4021828617255325,
"net_interest_margin": null,
"cost_to_income_ratio": null,
"operating_profit_margin": 0.4981553182945803
}
},
{
"year": "2022",
"capital": {
"capital_adequacy_ratio": 1.6091023949285652
},
"leverage": {
"debt_to_asset_ratio": 0.007833006016444441,
"debt_to_equity_ratio": 4.944118820673196
},
"liquidity": {
"casa_ratio": 0.38615023081047184,
"leverage_ratio": 0.16158883496991777,
"loan_to_deposit_ratio": 0.6499826876466741,
"liquidity_coverage_ratio": 4.137311003487777,
"operating_cash_flow_margin": 0.38615023081047184
},
"efficiency": {
"total_asset_turnover": 0.06653557536528412
},
"profitability": {
"roa": 0.030999195272033042,
"roe": 0.030999195272033042,
"efficiency_ratio": 0.030999195272033042,
"net_profit_margin": 0.4659040686406585,
"net_interest_margin": 0.05454531498264493,
"cost_to_income_ratio": 0.6436412657744314,
"operating_profit_margin": 0.5769222428511708
}
},
{
"year": "2023",
"capital": {
"capital_adequacy_ratio": 3.1067853346330683
},
"leverage": {
"debt_to_asset_ratio": 0.0016844493683021923,
"debt_to_equity_ratio": 4.805721165343162
},
"liquidity": {
"casa_ratio": 0.5814676383267888,
"leverage_ratio": 0.16596826952439794,
"loan_to_deposit_ratio": 0.7039249503027223,
"liquidity_coverage_ratio": 3.6103974040955356,
"operating_cash_flow_margin": 0.5814676383267888
},
"efficiency": {
"total_asset_turnover": 0.07097838450121084
},
"profitability": {
"roa": 0.034555606451200545,
"roe": 0.034555606451200545,
"efficiency_ratio": 0.034555606451200545,
"net_profit_margin": 0.48684689985598434,
"net_interest_margin": 0.05933301006220863,
"cost_to_income_ratio": 0.6231757798556747,
"operating_profit_margin": 0.6021264936396805
}
}
],
"yoy_quarter_earnings_growth": 0.160873302589146,
"yoy_quarter_revenue_growth": 0.131094502364749
},
"dividend": {
"historical_dividends": [
{
"year": 2020,
"breakdown": [
{
"date": "2020-12-08",
"total": 98,
"yield": 0.0032565901055932
},
{
"date": "2020-04-21",
"total": 455,
"yield": 0.015119899995625
}
],
"total_yield": 0.0183764901012182,
"total_dividend": 553
},
{
"year": 2021,
"breakdown": [
{
"date": "2021-11-17",
"total": 25,
"yield": 0.0037154599558562
},
{
"date": "2021-04-08",
"total": 432,
"yield": 0.0128405997529626
}
],
"total_yield": 0.0165560597088188,
"total_dividend": 457
},
{
"year": 2022,
"breakdown": [
{
"date": "2022-12-02",
"total": 35,
"yield": 0.00437327986583114
},
{
"date": "2022-03-28",
"total": 120,
"yield": 0.0149940997362137
}
],
"total_yield": 0.0193673796020448,
"total_dividend": 155
},
{
"year": 2023,
"breakdown": [
{
"date": "2023-12-04",
"total": 42.5,
"yield": 0.00476726982742548
},
{
"date": "2023-03-29",
"total": 170,
"yield": 0.0190690997987986
}
],
"total_yield": 0.023836369626224,
"total_dividend": 212.5
},
{
"year": 2024,
"breakdown": [
{
"date": "2024-11-21",
"total": 50,
"yield": 0.00500951008871198
},
{
"date": "2024-03-25",
"total": 227.5,
"yield": 0.0227933004498482
}
],
"total_yield": 0.0278028105385602,
"total_dividend": 277.5
}
],
"annual_yield": [
{
"year": 2024,
"total": 277.5,
"yield": 0.0278028105385602
},
{
"year": 2023,
"total": 212.5,
"yield": 0.023836369626224
},
{
"year": 2022,
"total": 155,
"yield": 0.0193673796020448
},
{
"year": 2021,
"total": 457,
"yield": 0.0165560597088188
},
{
"year": 2020,
"total": 553,
"yield": 0.0183764901012182
}
],
"yield_ttm": 0.030327868852459,
"dividend_yield_avg": {
"period": 5,
"avg_yield": 0.0211878219153732
},
"dividend_ttm": 277.5,
"payout_ratio": 0.641905653682858,
"cash_payout_ratio": 0.550642460103218,
"last_ex_dividend_date": "2024-11-21"
},
"management": {
"key_executives": [
{
"name": "Jahja Setiaatmadja",
"position": "President Director"
},
{
"name": "Armand Wahyudi Hartono",
"position": "Vice Presiden Director"
},
{
"name": "Gregory Hendra Lembong",
"position": "Vice Presiden Director"
},
{
"name": "Tan Ho Hien/Subur Atau Dipanggil Subur Tan",
"position": "Director"
},
{
"name": "Rudy Susanto",
"position": "Director"
},
{
"name": "Lianawaty Suwono",
"position": "Director"
},
{
"name": "Santoso",
"position": "Director"
},
{
"name": "Vera Eve Lim",
"position": "Director"
},
{
"name": "Haryanto Tiara Budiman",
"position": "Director"
},
{
"name": "Frengky Chandra Kusuma",
"position": "Director"
},
{
"name": "John Kosasih",
"position": "Director"
},
{
"name": "Antonius Widodo Mulyono",
"position": "Director"
}
],
"executives_shareholdings": [
{
"name": "Antonius Widodo Mulyono",
"position": "Director",
"share_amount": 262511,
"share_percentage": 0
},
{
"name": "Armand Wahyudi Hartono",
"position": "Vice President Director",
"share_amount": 4256065,
"share_percentage": 3e-05
},
{
"name": "Djohan Emir Setijoso",
"position": "President Commissioner",
"share_amount": 106824845,
"share_percentage": 0.00087
},
{
"name": "Frengky Chandra Kusuma",
"position": "Director",
"share_amount": 2107984,
"share_percentage": 2e-05
},
{
"name": "Gregory Hendra Lembong",
"position": "Vice President Director",
"share_amount": 977547,
"share_percentage": 1e-05
},
{
"name": "Haryanto Tiara Budiman",
"position": "Director",
"share_amount": 776099,
"share_percentage": 1e-05
},
{
"name": "Jahja Setiaatmadja",
"position": "President Director",
"share_amount": 33850785,
"share_percentage": 0.00027
},
{
"name": "John Kosasih",
"position": "Director",
"share_amount": 731076,
"share_percentage": 1e-05
},
{
"name": "Lianawaty Suwono",
"position": "Director",
"share_amount": 2264685,
"share_percentage": 2e-05
},
{
"name": "Rudy Susanto",
"position": "Director",
"share_amount": 2908127,
"share_percentage": 2e-05
},
{
"name": "Santoso",
"position": "Director",
"share_amount": 2690902,
"share_percentage": 2e-05
},
{
"name": "Tonny Kusnadi",
"position": "Commissioner",
"share_amount": 7269681,
"share_percentage": 6e-05
},
{
"name": "Vera Eve Lim",
"position": "Director",
"share_amount": 2212324,
"share_percentage": 2e-05
}
]
},
"ownership": {
"major_shareholders": [
{
"name": "Pt Dwimuria Investama Andalan",
"share_value": 619729042500000,
"share_amount": 67729950000,
"share_percentage": "0.54942"
},
{
"name": "Public",
"share_value": 478408845227550,
"share_amount": 52285119697,
"share_percentage": "0.42413"
},
{
"name": "Pihak Afiliasi Pengendali",
"share_value": 27696844125000,
"share_amount": 3026977500,
"share_percentage": "0.02455"
},
{
"name": "Djohan Emir Setijoso",
"share_value": 977447331750,
"share_amount": 106824845,
"share_percentage": "0.00087"
},
{
"name": "Jahja Setiaatmadja",
"share_value": 309734682750,
"share_amount": 33850785,
"share_percentage": "0.00027"
},
{
"name": "Robert Budi Hartono",
"share_value": 257435250000,
"share_amount": 28135000,
"share_percentage": "0.00023"
},
{
"name": "Bambang Hartono",
"share_value": 247278750000,
"share_amount": 27025000,
"share_percentage": "0.00022"
},
{
"name": "Tan Ho Hien/Subur Disebut Juga Subur Tan",
"share_value": 97998073800,
"share_amount": 10710172,
"share_percentage": "0.00009"
},
{
"name": "Tonny Kusnadi",
"share_value": 66517581150,
"share_amount": 7269681,
"share_percentage": "0.00006"
},
{
"name": "Armand Wahyudi Hartono",
"share_value": 38942994750,
"share_amount": 4256065,
"share_percentage": "0.00003"
},
{
"name": "Vera Eve Lim",
"share_value": 20242764600,
"share_amount": 2212324,
"share_percentage": "0.00002"
},
{
"name": "Santoso",
"share_value": 24621753300,
"share_amount": 2690902,
"share_percentage": "0.00002"
},
{
"name": "Frengky Chandra Kusuma",
"share_value": 19288053600,
"share_amount": 2107984,
"share_percentage": "0.00002"
},
{
"name": "Lianawaty Suwono",
"share_value": 20721867750,
"share_amount": 2264685,
"share_percentage": "0.00002"
},
{
"name": "Rudy Susanto",
"share_value": 26609362050,
"share_amount": 2908127,
"share_percentage": "0.00002"
},
{
"name": "John Kosasih",
"share_value": 6689345400,
"share_amount": 731076,
"share_percentage": "0.00001"
},
{
"name": "Haryanto Tiara Budiman",
"share_value": 7101305850,
"share_amount": 776099,
"share_percentage": "0.00001"
},
{
"name": "Gregory Hendra Lembong",
"share_value": 8944555050,
"share_amount": 977547,
"share_percentage": "0.00001"
}
],
"top_transactions": {
"date": "2025-01-31",
"top_buyers": [
{
"name": "GQG Partners LLC",
"changeAmount": 173496343
},
{
"name": "Strategic Advisers LLC",
"changeAmount": 113059127
},
{
"name": "Fidelity Management & Research Company LLC",
"changeAmount": 50975065
}
],
"top_sellers": [
{
"name": "Capital Group",
"changeAmount": -128980200
},
{
"name": "Capital Research and Management Company",
"changeAmount": -110352800
},
{
"name": "Vanguard Group Inc",
"changeAmount": -6494000
}
]
},
"monthly_net_transactions": [
{
"date": "2025-01-31",
"net_transaction": -144932456
},
{
"date": "2024-12-31",
"net_transaction": 379551062
},
{
"date": "2024-11-30",
"net_transaction": 802863330
},
{
"date": "2024-09-30",
"net_transaction": -344659998
},
{
"date": "2024-06-30",
"net_transaction": 1055373886
},
{
"date": "2024-01-31",
"net_transaction": 417194151
},
{
"date": "2023-12-31",
"net_transaction": 241601227
}
]
},
"peers": [
{
"peers_info": {
"companies": [
{
"year": 2023,
"group": [
"self"
],
"pb_mrq": 4.36196215655592,
"pe_ttm": 20.9342121183191,
"symbol": "BBCA.JK",
"market_cap": 1115638760210432,
"net_income": 48658095000000,
"company_name": "PT Bank Central Asia Tbk.",
"employee_num": 27844,
"total_assets": 1408107010000000,
"total_equity": 242537593000000,
"pretax_income": 60179757000000,
"total_revenue": 99945373000000,
"yearly_mcap_chg": -0.0523560570545701,
"operating_expense": 37502567000000,
"revenue_breakdown": null,
"total_liabilities": 1165569417000000,
"int_income_breakdown": [
{
"class": "Loans & Deposits",
"amount": 54143689000000,
"category": "Loans"
},
{
"class": "Finance Receivable",
"amount": 3266996000000,
"category": "Finance Receivables"
},
{
"class": "Securities",
"amount": 17716461000000,
"category": "Securities"
},
{
"class": "Securities purchased under agreements to resell",
"amount": 8571096000000,
"category": "Securities purchased under agreements to resell"
},
{
"class": "Placement with Bank Indonesia and other banks",
"amount": 1164150000000,
"category": "Placement with Bank Indonesia and other banks"
},
{
"class": "Bill Receivable",
"amount": 469923000000,
"category": "Bill receivable"
},
{
"class": "Sharia Income",
"amount": 855189000000,
"category": "Sharia Income"
},
{
"class": "Other Income",
"amount": 1210270000000,
"category": "Others"
}
],
"operating_expense_breakdown": [
{
"class": "Salaries and employee benefit",
"amount": 16197811000000,
"category": "Personnel expenses"
},
{
"class": "General and administration expenses",
"amount": 17496896000000,
"category": "General and administrative expenses"
},
{
"class": "Other expenses",
"amount": 3807860000000,
"category": "Others (expenses)"
}
]
},
{
"year": 2023,
"group": [
"sub_sector",
"sector",
"industry",
"sub_industry"
],
"pb_mrq": 1.849457703814,
"pe_ttm": 9.77696424484342,
"symbol": "BBRI.JK",
"market_cap": 598076544778240,
"net_income": 60099863000000,
"company_name": "PT Bank Rakyat Indonesia (Persero) Tbk",
"employee_num": 60084,
"total_assets": 1965007030000000,
"total_equity": 316472142000000,
"pretax_income": 76429712000000,
"total_revenue": 183290308000000,
"yearly_mcap_chg": -0.304455199816936,
"operating_expense": 76782291000000,
"revenue_breakdown": null,
"total_liabilities": 1648534888000000,
"int_income_breakdown": [
{
"class": "Loans & Deposits",
"amount": 140898827000000,
"category": "Loans"
},
{
"class": "Finance Receivable",
"amount": 5395835000000,
"category": "Finance Receivables"
},
{
"class": "Securities",
"amount": 12952174000000,
"category": "Securities"
},
{
"class": "Securities purchased under agreements to resell",
"amount": 1916687000000,
"category": "Securities purchased under agreement to resell"
},
{
"class": "Placement with Bank Indonesia and other banks",
"amount": 2975531000000,
"category": "Placement with Bank Indonesia"
},
{
"class": "Placement with Bank Indonesia and other banks",
"amount": 5716000000,
"category": "Current accounts with Bank Indonesia"
},
{
"class": "Sharia Income",
"amount": 12943607000000,
"category": "Sharia Income"
},
{
"class": "Other Income",
"amount": 1907617000000,
"category": "Others"
}
],
"operating_expense_breakdown": [
{
"class": "Salaries and employee benefit",
"amount": 37850275000000,
"category": "Salaries and employee benefits"
},
{
"class": "General and administration expenses",
"amount": 28484209000000,
"category": "General and administrative expenses"
},
{
"class": "Other expenses",
"amount": 10447807000000,
"category": "Others (expense)"
}
]
},
{
"year": 2023,
"group": [
"sub_sector",
"sector",
"industry",
"sub_industry"
],
"pb_mrq": 1.68406426185532,
"pe_ttm": 7.89925782785923,
"symbol": "BMRI.JK",
"market_cap": 458266500923392,
"net_income": 55060057000000,
"company_name": "PT Bank Mandiri (Persero) Tbk",
"employee_num": 34363,
"total_assets": 2174219449000000,
"total_equity": 287494962000000,
"pretax_income": 74684881000000,
"total_revenue": 138657761000000,
"yearly_mcap_chg": -0.261654159076821,
"operating_expense": 53867491000000,
"revenue_breakdown": null,
"total_liabilities": 1886724487000000,
"int_income_breakdown": [
{
"class": "Loans & Deposits",
"amount": 84335234000000,
"category": "Loans"
},
{
"class": "Securities",
"amount": 16410277000000,
"category": "Securities"
},
{
"class": "Finance Receivable",
"amount": 6285050000000,
"category": "Finance Receivables"
},
{
"class": "Placement with Bank Indonesia and other banks",
"amount": 3224536000000,
"category": "Placement with Bank Indonesia and other banks"
},
{
"class": "Securities purchased under agreements to resell",
"amount": 2742203000000,
"category": "Marketable securities"
},
{
"class": "Other Income",
"amount": 32979000000,
"category": "Margin"
},
{
"class": "Sharia Income",
"amount": 18796849000000,
"category": "Sharia Income"
},
{
"class": "Bill Receivable",
"amount": 717342000000,
"category": "Others"
}
],
"operating_expense_breakdown": [
{
"class": "Salaries and employee benefit",
"amount": 24423089000000,
"category": "Salaries and employee benefits"
},
{
"class": "General and administration expenses",
"amount": 22732894000000,
"category": "General and administrative expenses"
},
{
"class": "Other expenses",
"amount": 6711508000000,
"category": "Others (expense)"
}
]
},
{
"year": 2023,
"group": [
"sub_sector",
"sector",
"industry",
"sub_industry"
],
"pb_mrq": 0.975231776622741,
"pe_ttm": 7.14742522014607,
"symbol": "BBNI.JK",
"market_cap": 153498003963904,
"net_income": 20909476000000,
"company_name": "PT Bank Negara Indonesia (Persero) Tbk",
"employee_num": 25460,
"total_assets": 1086663986000000,
"total_equity": 154732520000000,
"pretax_income": 25639738000000,
"total_revenue": 62747403000000,
"yearly_mcap_chg": -0.282698576717245,
"operating_expense": 27777665000000,
"revenue_breakdown": null,
"total_liabilities": 931931466000000,
"int_income_breakdown": [
{
"class": "Loans & Deposits",
"amount": 50752741000000,
"category": "Loans"
},
{
"class": "Securities",
"amount": 6343115000000,
"category": "Securities"
},
{
"class": "Securities purchased under agreements to resell",
"amount": 352453000000,
"category": "Marketable securities"
},
{
"class": "Placement with Bank Indonesia and other banks",
"amount": 2780518000000,
"category": "Placement with Bank Indonesia"
},
{
"class": "Bill Receivable",
"amount": 1242869000000,
"category": "Others"
}
],
"operating_expense_breakdown": [
{
"class": "Salaries and employee benefit",
"amount": 12833769000000,
"category": "Salaries and employees' benefits"
},
{
"class": "General and administration expenses",
"amount": 9193199000000,
"category": "General and administrative expenses"
},
{
"class": "Other expenses",
"amount": 1476244000000,
"category": "Deposit guarantee premium"
},
{
"class": "Selling and marketing expenses",
"amount": 1066423000000,
"category": "Promotion expense"
},
{
"class": "Other expenses",
"amount": 3208030000000,
"category": "Others (expenses)"
}
]
},
{
"year": 2023,
"group": [
"sub_sector",
"sector",
"industry",
"sub_industry"
],
"pb_mrq": 3.23504836215378,
"pe_ttm": 22.3271189707976,
"symbol": "BRIS.JK",
"market_cap": 140694362521600,
"net_income": 5703743000000,
"company_name": "PT Bank Syariah Indonesia Tbk",
"employee_num": 17032,
"total_assets": 353624124000000,
"total_equity": 38739121000000,
"pretax_income": 7589202000000,
"total_revenue": 20463041000000,
"yearly_mcap_chg": 0.309012823616696,
"operating_expense": 10249204000000,
"revenue_breakdown": null,
"total_liabilities": 314885003000000,
"int_income_breakdown": [
{
"class": "Loans & Deposits",
"amount": 12627780000000,
"category": "Sales and purchases"
},
{
"class": "Other Income",
"amount": 5940486000000,
"category": "Profit sharing"
},
{
"class": "Sharia Income",
"amount": 155446000000,
"category": "Ijarah"
},
{
"class": "Securities purchased under agreements to resell",
"amount": 3012345000000,
"category": "Marketable securities"
},
{
"class": "Placement with Bank Indonesia and other banks",
"amount": 385377000000,
"category": "Placement with Bank Indonesia and other banks"
},
{
"class": "Other Income",
"amount": 130309000000,
"category": "Others"
}
],
"operating_expense_breakdown": [
{
"class": "Salaries and employee benefit",
"amount": 5035215000000,
"category": "Salaries and employees' benefits"
},
{
"class": "General and administration expenses",
"amount": 5169938000000,
"category": "General and administrative expenses"
},
{
"class": "Other expenses",
"amount": 1107000000,
"category": "Wadiah bonus"
},
{
"class": "Other expenses",
"amount": 42944000000,
"category": "Others"
}
]
},
{
"year": 2023,
"group": [
"sub_sector",
"sector",
"industry",
"sub_industry"
],
"pb_mrq": 1.09900766061383,
"pe_ttm": 14.3366748776434,
"symbol": "BNLI.JK",
"market_cap": 46312061927424,
"net_income": 2585218000000,
"company_name": "Bank Permata Tbk",
"employee_num": 6683,
"total_assets": 257444147000000,
"total_equity": 39992322000000,
"pretax_income": 3350120000000,
"total_revenue": 11573618000000,
"yearly_mcap_chg": 0.383783735009065,
"operating_expense": 5658078000000,
"revenue_breakdown": null,
"total_liabilities": 217451825000000,
"int_income_breakdown": [
{
"class": "Loans & Deposits",
"amount": 10874363000000,
"category": "Loans"
},
{
"class": "Securities",
"amount": 2186548000000,
"category": "Securities"
},
{
"class": "Securities purchased under agreements to resell",
"amount": 1600772000000,
"category": "Securities purchased under resale\nagreements"
},
{
"class": "Placement with Bank Indonesia and other banks",
"amount": 1065755000000,
"category": "Placement with Bank Indonesia and other banks"
},
{
"class": "Placement with Bank Indonesia and other banks",
"amount": 94571000000,
"category": "Current account with Bank Indonesia and other banks"
},
{
"class": "Finance Receivable",
"amount": 81714000000,
"category": "Financial assets held for trading"
},
{
"class": "Finance Receivable",
"amount": 75834000000,
"category": "Finance Receivables"
},
{
"class": "Other Income",
"amount": 59587000000,
"category": "Others"
}
],
"operating_expense_breakdown": [
{
"class": "Salaries and employee benefit",
"amount": 3336218000000,
"category": "Salaries and employees' benefits"
},
{
"class": "General and administration expenses",
"amount": 1831245000000,
"category": "General and administrative expenses"
},
{
"class": "Other expenses",
"amount": 490615000000,
"category": "Others (expense)"
}
]
},
{
"year": 2023,
"group": [
"sub_sector",
"sector",
"industry",
"sub_industry"
],
"pb_mrq": 2.03614571854328,
"pe_ttm": 16.1396047265011,
"symbol": "MEGA.JK",
"market_cap": 43793558536192,
"net_income": 3510670000000,
"company_name": "Bank Mega Tbk",
"employee_num": 4539,
"total_assets": 132049591000000,
"total_equity": 21755443000000,
"pretax_income": 4342729000000,
"total_revenue": 7820175000000,
"yearly_mcap_chg": -0.29622643378928,
"operating_expense": 3292379000000,
"revenue_breakdown": null,
"total_liabilities": 110294148000000,
"int_income_breakdown": [
{
"class": "Loans & Deposits",
"amount": 7698982000000,
"category": "Loans"
},
{
"class": "Securities",
"amount": 2383767000000,
"category": "Securities"
},
{
"class": "Placement with Bank Indonesia and other banks",
"amount": 131145000000,
"category": "Placement with Bank Indonesia and other banks"
},
{
"class": "Other Income",
"amount": 3638000000,
"category": "Others"
}
],
"operating_expense_breakdown": [
{
"class": "Salaries and employee benefit",
"amount": 1463387000000,
"category": "Salary expenses and other allowances"
},
{
"class": "General and administration expenses",
"amount": 1817565000000,
"category": "General and administrative expenses"
},
{
"class": "Selling and marketing expenses",
"amount": 11427000000,
"category": "Fees and commissions"
}
]
},
{
"year": 2023,
"group": [
"sub_sector",
"sector",
"industry",
"sub_industry"
],
"pb_mrq": 0.803306542811734,
"pe_ttm": 18.1849077824919,
"symbol": "PNBN.JK",
"market_cap": 41901809991680,
"net_income": 2531895000000,
"company_name": "Bank Pan Indonesia Tbk",
"employee_num": 10883,
"total_assets": 222010050000000,
"total_equity": 53312485000000,
"pretax_income": 3775726000000,
"total_revenue": 11782765000000,
"yearly_mcap_chg": 0.581818109846611,
"operating_expense": 5345511000000,
"revenue_breakdown": null,
"total_liabilities": 168697565000000,
"int_income_breakdown": [
{
"class": "Loans & Deposits",
"amount": 10079144000000,
"category": "Loans"
},
{
"class": "Securities",
"amount": 2083770000000,
"category": "Securities"
},
{
"class": "Securities purchased under agreements to resell",
"amount": 268114000000,
"category": "Securities purchased with agreements to resell"
},
{
"class": "Placement with Bank Indonesia and other banks",
"amount": 312568000000,
"category": "Placement with Bank Indonesia and other banks"
},
{
"class": "Loans & Deposits",
"amount": 100888000000,
"category": "Deposits"
},
{
"class": "Bill Receivable",
"amount": 1292480000000,
"category": "Finance Receivables"
},
{
"class": "Other Income",
"amount": 451417000000,
"category": "Loan commissions and fees"
}
],
"operating_expense_breakdown": [
{
"class": "Salaries and employee benefit",
"amount": 1979148000000,
"category": "Personnel"
},
{
"class": "General and administration expenses",
"amount": 2435356000000,
"category": "General and administrative expenses"
},
{
"class": "Salaries and employee benefit",
"amount": 266458000000,
"category": "Pension and employee benefits"
},
{
"class": "Other expenses",
"amount": 664549000000,
"category": "Others (expense)"
}
]
},
{
"year": 2023,
"group": [
"sub_sector",
"sector",
"industry",
"sub_industry"
],
"pb_mrq": 0.804329210448689,
"pe_ttm": 6.24181388294185,
"symbol": "BNGA.JK",
"market_cap": 41854938644480,
"net_income": 6551401000000,
"company_name": "PT Bank CIMB Niaga Tbk",
"employee_num": 11035,
"total_assets": 334369233000000,
"total_equity": 49337371000000,
"pretax_income": 8357272000000,
"total_revenue": 18785520000000,
"yearly_mcap_chg": -0.0464017199370562,
"operating_expense": 8583527000000,
"revenue_breakdown": null,
"total_liabilities": 285031862000000,
"int_income_breakdown": [
{
"class": "Loans & Deposits",
"amount": 15642534000000,
"category": "Loans"
},
{
"class": "Securities",
"amount": 5059982000000,
"category": "Securities"
},
{
"class": "Finance Receivable",
"amount": 1175254000000,
"category": "Consumer financing"
},
{
"class": "Placement with Bank Indonesia and other banks",
"amount": 247945000000,
"category": "Placement with Bank Indonesia and other banks"
},
{
"class": "Placement with Bank Indonesia and other banks",
"amount": 180285000000,
"category": "Current account with Bank Indonesia and other banks"
}
],
"operating_expense_breakdown": [
{
"class": "Salaries and employee benefit",
"amount": 4947412000000,
"category": "Personnel expenses"
},
{
"class": "General and administration expenses",
"amount": 3615769000000,
"category": "General and administrative expenses"
},
{
"class": "Other expenses",
"amount": 20346000000,
"category": "Others (expense)"
}
]
},
{
"year": 2023,
"group": [
"sub_sector",
"sector",
"industry",
"sub_industry"
],
"pb_mrq": 0.752827316693163,
"pe_ttm": 6.19010716541718,
"symbol": "NISP.JK",
"market_cap": 30058343301120,
"net_income": 4091043000000,
"company_name": "PT Bank OCBC NISP Tbk",
"employee_num": 6364,
"total_assets": 249757139000000,
"total_equity": 37320268000000,
"pretax_income": 5184463000000,
"total_revenue": 11313154000000,
"yearly_mcap_chg": 0.0522088226637984,
"operating_expense": 5011095000000,
"revenue_breakdown": null,
"total_liabilities": 212436871000000,
"int_income_breakdown": [
{
"class": "Loans & Deposits",
"amount": 11072365000000,
"category": "Loans"
},
{
"class": "Securities",
"amount": 4435841000000,
"category": "Securities"
},
{
"class": "Placement with Bank Indonesia and other banks",
"amount": 205660000000,
"category": "Current account with Bank Indonesia and other banks"
},
{
"class": "Other Income",
"amount": 711838000000,
"category": "Others"
}
],
"operating_expense_breakdown": [
{
"class": "Salaries and employee benefit",
"amount": 2805970000000,
"category": "Salaries and benefit"
},
{
"class": "General and administration expenses",
"amount": 1930033000000,
"category": "General and administrative expenses"
},
{
"class": "Other expenses",
"amount": 275092000000,
"category": "Others (expense)"
}
]
}
],
"group_name": {
"sector": "Financials",
"industry": "Banks",
"sub_sector": "Banks",
"sub_industry": "Banks"
}
}
}
]
}
Header
Authorization header that should be filled with your Sectors Financial API key.
Path
Ticker of the company for which the report is to be retrieved.
Get the available ticker from the Companies by
Subsector or the Companies by
Subindustry endpoints.
ASII, BBCA, BBRI, BMRI, BYAN
A valid ticker consists of 4 letters, optionally followed by ‘.jk’, and
is case-insensitive.
Query Parameters
Sections of the company report that is to be retrieved (default to all).
overview, valuation, future, peers, financials, dividend,
management, ownership
Use comma to separate each section when retrieving data of more than one section.
One section consumes one API call.
Response
The ticker of the company.
The full name of the company.
An overview of the listing details and key metrics of the given ticker.
Valuation metrics and related information of the given ticker.
Future forecasts related to the given ticker.
Historical financials and key financial ratios of the given ticker.
Historical dividend information of the given ticker.
Key management and their shareholdings of the given ticker.
Ownership details including major shareholders and transaction of the given ticker.
Information about the peers of the given ticker.
curl --request GET \
--url https://api.sectors.app/v1/company/report/{ticker}/ \
--header 'Authorization: <authorization>'{
"symbol": "BBCA.JK",
"company_name": "PT Bank Central Asia Tbk.",
"overview": {
"listing_board": "Main",
"industry": "Banks",
"sub_industry": "Banks",
"sector": "Financials",
"sub_sector": "Banks",
"market_cap": 1115638760210432,
"market_cap_rank": 1,
"address": "Menara BCA, Grand Indonesia\r\nJalan MH Thamrin No. 1\r\nJakarta 10310",
"employee_num": 27844.0,
"listing_date": "2000-05-31",
"website": "www.bca.co.id",
"phone": "021-23588000",
"email": "investor_relations@bca.co.id",
"last_close_price": 9150,
"latest_close_date": "2025-02-10",
"daily_close_change": -0.0213903743315508,
"all_time_price": {
"ytd_low": {
"date": "2025-02-07",
"price": 8825
},
"52_w_low": {
"date": "2024-05-30",
"price": 8775
},
"90_d_low": {
"date": "2025-02-07",
"price": 8825
},
"ytd_high": {
"date": "2025-01-03",
"price": 9925
},
"52_w_high": {
"date": "2024-09-23",
"price": 10950
},
"90_d_high": {
"date": "2024-12-11",
"price": 10425
},
"all_time_low": {
"date": "2004-06-08",
"price": 175
},
"all_time_high": {
"date": "2024-09-23",
"price": 10950
}
},
"esg_score": 21.7
},
"valuation": {
"last_close_price": 9150,
"latest_close_date": "2025-02-10",
"daily_close_change": -0.0213903743315508,
"forward_pe": 18.964516232071,
"intrinsic_value": 11303,
"historical_valuation": [
{
"pb": 4.43634325433527,
"pe": 28.6388071538183,
"ps": 11.5180374175283,
"pcf": 1.8105402883950905,
"peg": 18.6731697753808,
"year": 2021,
"pb_peer_avg": 1.46630589795505,
"pe_peer_avg": 15.0145590632269,
"ps_peer_avg": 6.3740557278722,
"enterprise_to_ebitda": null,
"enterprise_to_revenue": null
},
{
"pb": 4.765312438515,
"pe": 25.8615251431142,
"ps": 12.0489897854296,
"pcf": 0.8707227836858721,
"peg": 31.2028553243139,
"year": 2022,
"pb_peer_avg": 1.00852386298116,
"pe_peer_avg": 15.1292552726864,
"ps_peer_avg": 4.34357834686358,
"enterprise_to_ebitda": null,
"enterprise_to_revenue": null
},
{
"pb": 4.77774810545152,
"pe": 23.8148548561139,
"ps": 11.5941882572193,
"pcf": 1.2282001985415272,
"peg": 19.9395245633657,
"year": 2023,
"pb_peer_avg": 0.83232965465001,
"pe_peer_avg": 14.0723342502017,
"ps_peer_avg": 3.89944781671295,
"enterprise_to_ebitda": null,
"enterprise_to_revenue": null
},
{
"pb": 4.36196215655592,
"pe": 20.9342121183191,
"ps": 10.3495580013797,
"pcf": 16.792317336353438,
"peg": 1.3012856565631,
"year": 2024,
"pb_peer_avg": 0.803306542811734,
"pe_peer_avg": 16.6101744186251,
"ps_peer_avg": 3.44137898441976,
"enterprise_to_ebitda": 0,
"enterprise_to_revenue": null
}
]
},
"future": {
"company_value_forecasts": [
{
"eps_estimate": 440.64,
"estimate_year": 2024,
"revenue_estimate": 108890000000000
},
{
"eps_estimate": 527.43,
"estimate_year": 2026,
"revenue_estimate": 128930000000000
},
{
"eps_estimate": 481.71,
"estimate_year": 2025,
"revenue_estimate": 118230000000000
},
{
"eps": 394.557714638931,
"total_assets": 1408107010000000,
"total_equity": 242537593000000,
"total_revenue": 101914664000000,
"financial_year": 2023
}
],
"company_growth_forecasts": [
{
"base_year": 2023,
"eps_growth": 0.116794826966385,
"estimate_year": 2024,
"revenue_growth": 0.0684429082747111
},
{
"base_year": 2023,
"eps_growth": 0.336762590381598,
"estimate_year": 2026,
"revenue_growth": 0.265078006831284
},
{
"base_year": 2023,
"eps_growth": 0.220886003701389,
"estimate_year": 2025,
"revenue_growth": 0.16008820869978
}
],
"technical_rating_breakdown": {
"summary": {
"buy": 1,
"sell": 15,
"neutral": 10,
"updated_on": "2025-02-10 10:35:12"
},
"oscillator": {
"buy": 0,
"data": [
{
"name": "Relative Strength Index (14)",
"value": 42,
"action": "Neutral"
},
{
"name": "Stochastic %K (14, 3, 3)",
"value": 29,
"action": "Neutral"
},
{
"name": "Commodity Channel Index (20)",
"value": -97,
"action": "Neutral"
},
{
"name": "Average Directional Index (14)",
"value": 21,
"action": "Neutral"
},
{
"name": "Awesome Oscillator",
"value": -493,
"action": "Neutral"
},
{
"name": "Momentum (10)",
"value": -450,
"action": "Sell"
},
{
"name": "MACD Level (12, 26)",
"value": -184,
"action": "Sell"
},
{
"name": "Stochastic RSI Fast (3, 3, 14, 14)",
"value": 37,
"action": "Neutral"
},
{
"name": "Williams Percent Range (14)",
"value": -70,
"action": "Neutral"
},
{
"name": "Bull Bear Power",
"value": -377,
"action": "Neutral"
},
{
"name": "Ultimate Oscillator (7, 14, 28)",
"value": 53,
"action": "Neutral"
}
],
"sell": 2,
"neutral": 9,
"updated_on": "2025-02-10 10:35:12"
},
"moving_average": {
"buy": 1,
"data": [
{
"name": "Exponential Moving Average (10)",
"value": 9277,
"action": "Sell"
},
{
"name": "Simple Moving Average (10)",
"value": 9265,
"action": "Sell"
},
{
"name": "Exponential Moving Average (20)",
"value": 9424,
"action": "Sell"
},
{
"name": "Simple Moving Average (20)",
"value": 9484,
"action": "Sell"
},
{
"name": "Exponential Moving Average (30)",
"value": 9536,
"action": "Sell"
},
{
"name": "Simple Moving Average (30)",
"value": 9565,
"action": "Sell"
},
{
"name": "Exponential Moving Average (50)",
"value": 9700,
"action": "Sell"
},
{
"name": "Simple Moving Average (50)",
"value": 9763,
"action": "Sell"
},
{
"name": "Exponential Moving Average (100)",
"value": 9890,
"action": "Sell"
},
{
"name": "Simple Moving Average (100)",
"value": 10112,
"action": "Sell"
},
{
"name": "Exponential Moving Average (200)",
"value": 9892,
"action": "Sell"
},
{
"name": "Simple Moving Average (200)",
"value": 9981,
"action": "Sell"
},
{
"name": "Ichimoku Base Line (9, 26, 52, 26)",
"value": 9375,
"action": "Neutral"
},
{
"name": "Volume Weighted Moving Average (20)",
"value": 9431,
"action": "Sell"
},
{
"name": "Hull Moving Average (9)",
"value": 9101,
"action": "Buy"
}
],
"sell": 13,
"neutral": 1,
"updated_on": "2025-02-10 10:35:12"
}
},
"analyst_rating_breakdown": {
"buy": 2,
"hold": 4,
"sell": 0,
"n_analyst": 19,
"strong_buy": 13,
"updated_on": "2025-02-02 13:26:58",
"strong_sell": 0
}
},
"financials": {
"eps": 394.557714638931,
"historical_financials": [
{
"tax": 6421398000000,
"ebit": null,
"year": 2020,
"ebitda": null,
"revenue": 72867812000000,
"earnings": 27131109000000,
"net_loan": null,
"cash_only": null,
"provision": null,
"credit_rwa": null,
"gross_loan": null,
"market_rwa": null,
"total_debt": 12881754000000,
"cash_inflow": null,
"cash_outflow": null,
"fixed_assets": null,
"gross_profit": null,
"time_deposit": null,
"total_assets": 1075570256000000,
"total_equity": 184714709000000,
"net_cash_flow": null,
"operating_pnl": 33570282000000,
"total_capital": null,
"total_deposit": null,
"free_cash_flow": null,
"premium_income": null,
"cost_of_revenue": null,
"current_account": null,
"interest_income": null,
"non_loan_assets": null,
"operational_rwa": null,
"premium_expense": null,
"savings_account": null,
"interest_expense": null,
"end_cash_position": null,
"operating_expense": null,
"total_liabilities": 890855547000000,
"core_capital_tier1": null,
"industry_breakdown": null,
"net_premium_income": null,
"allowance_for_loans": null,
"current_liabilities": null,
"earnings_before_tax": 33568507000000,
"financing_cash_flow": null,
"investing_cash_flow": null,
"net_interest_income": null,
"non_interest_income": null,
"operating_cash_flow": 38528096000000,
"cash_and_equivalents": null,
"non_loan_earning_assets": null,
"high_quality_liquid_asset": null,
"total_risk_weighted_asset": null,
"non_loan_non_earning_assets": null,
"supplementary_capital_tier2": null,
"non_operating_income_or_loss": null,
"total_cash_and_due_from_banks": 90206272000000,
"interest_expense_non_operating": null,
"non_interest_bearing_liabilities": null,
"realized_capital_goods_investment": null,
"other_interest_bearing_liabilities": null
},
{
"tax": 7401015000000,
"ebit": null,
"year": 2021,
"ebitda": null,
"revenue": 78130281000000,
"earnings": 31422660000000,
"net_loan": null,
"cash_only": null,
"provision": null,
"credit_rwa": null,
"gross_loan": null,
"market_rwa": null,
"total_debt": 12384014000000,
"cash_inflow": null,
"cash_outflow": null,
"fixed_assets": null,
"gross_profit": null,
"time_deposit": null,
"total_assets": 1228344680000000,
"total_equity": 202848934000000,
"net_cash_flow": null,
"operating_pnl": 38921015000000,
"total_capital": null,
"total_deposit": null,
"free_cash_flow": null,
"premium_income": null,
"cost_of_revenue": null,
"current_account": null,
"interest_income": null,
"non_loan_assets": null,
"operational_rwa": null,
"premium_expense": null,
"savings_account": null,
"interest_expense": null,
"end_cash_position": null,
"operating_expense": null,
"total_liabilities": 1025495746000000,
"core_capital_tier1": null,
"industry_breakdown": null,
"net_premium_income": null,
"allowance_for_loans": null,
"current_liabilities": null,
"earnings_before_tax": 38841174000000,
"financing_cash_flow": null,
"investing_cash_flow": null,
"net_interest_income": null,
"non_interest_income": null,
"operating_cash_flow": 48192541000000,
"cash_and_equivalents": null,
"non_loan_earning_assets": null,
"high_quality_liquid_asset": null,
"total_risk_weighted_asset": null,
"non_loan_non_earning_assets": null,
"supplementary_capital_tier2": null,
"non_operating_income_or_loss": null,
"total_cash_and_due_from_banks": 158631551000000,
"interest_expense_non_operating": null,
"non_interest_bearing_liabilities": null,
"realized_capital_goods_investment": null,
"other_interest_bearing_liabilities": null
},
{
"tax": 9711461000000,
"ebit": null,
"year": 2022,
"ebitda": null,
"revenue": 87476317000000,
"earnings": 40755572000000,
"net_loan": 675800000000000,
"cash_only": null,
"provision": 4526619000000,
"credit_rwa": 682589085000000,
"gross_loan": 711262000000000,
"market_rwa": 2058698000000,
"total_debt": 10298288000000,
"cash_inflow": 35753197000000.0,
"cash_outflow": 161543349000000.0,
"fixed_assets": null,
"gross_profit": null,
"time_deposit": 191780247000000,
"total_assets": 1314730000000000,
"total_equity": 221181982000000,
"net_cash_flow": 125790152000000.0,
"operating_pnl": 50467033000000,
"total_capital": 220568562000000,
"total_deposit": 1039720000000000,
"free_cash_flow": 30479000000000.0,
"premium_income": 0,
"cost_of_revenue": null,
"current_account": 323924052000000,
"interest_income": 72241191000000,
"non_loan_assets": 638932000000000,
"operational_rwa": 137075529000000,
"premium_expense": 0,
"savings_account": 524013719000000,
"interest_expense": 8251682000000,
"end_cash_position": -17720000000000.0,
"operating_expense": 32482665000000,
"total_liabilities": 1093550000000000,
"core_capital_tier1": 212445689000000,
"industry_breakdown": {
"loan_at_risk": {
"Special Mention Loan": 11654538000000,
"Non-performing Loan (NPL)": 11795528000000,
"Restructured Loan (current)": 45966003000000
},
"non_loan_asset": [
{
"class": "Earning Asset",
"amount": 130222000000000,
"category": "Cash and CA with BI & Other Banjs"
},
{
"class": "Earning Asset",
"amount": 31377000000000,
"category": "Interbank Placement"
},
{
"class": "Earning Asset",
"amount": 248895000000000,
"category": "Securities"
},
{
"class": "Earning Asset",
"amount": 153965000000000,
"category": "Marketable Securities"
},
{
"class": "Earning Asset",
"amount": 74331412000000,
"category": "Others"
},
{
"class": "Non-Earning Asset",
"amount": 141588000000,
"category": "Non-Earning Asset"
}
],
"loan_by_economic_sectors": [
{
"key": "Manufacturing",
"group": "loan_receivable",
"value": 149005088000000
},
{
"key": "Business services",
"group": "loan_receivable",
"value": 111621332000000
},
{
"key": "Trading, restaurants and hotels",
"group": "loan_receivable",
"value": 145630157000000
},
{
"key": "Agriculture and agricultural facilities",
"group": "loan_receivable",
"value": 38678900000000
},
{
"key": "Construction",
"group": "loan_receivable",
"value": 32537210000000
},
{
"key": "Transportation and warehousing",
"group": "loan_receivable",
"value": 20416970000000
},
{
"key": "Social/public services",
"group": "loan_receivable",
"value": 9174394000000
},
{
"key": "Mining",
"group": "loan_receivable",
"value": 3904254000000
},
{
"key": "Electricity, gas, and water",
"group": "loan_receivable",
"value": 11512300000000
},
{
"key": "Household activities",
"group": "loan_receivable",
"value": 125439032000000
},
{
"key": "Others",
"group": "loan_receivable",
"value": 13069367000000
}
]
},
"net_premium_income": 0,
"allowance_for_loans": -35462000000000,
"current_liabilities": null,
"earnings_before_tax": 50467033000000,
"financing_cash_flow": -19116000000000.0,
"investing_cash_flow": -32383000000000.0,
"net_interest_income": 63989509000000,
"non_interest_income": 23486808000000,
"operating_cash_flow": 33779000000000.0,
"cash_and_equivalents": null,
"non_loan_earning_assets": 1173144000000000,
"high_quality_liquid_asset": 520432980000000.0,
"total_risk_weighted_asset": 137075529000000,
"non_loan_non_earning_assets": null,
"supplementary_capital_tier2": 8122873000000,
"non_operating_income_or_loss": 0,
"total_cash_and_due_from_banks": 144146172000000,
"interest_expense_non_operating": null,
"non_interest_bearing_liabilities": 44079000000000,
"realized_capital_goods_investment": 3300000000000.0,
"other_interest_bearing_liabilities": 9753000000000
},
{
"tax": 11521662000000,
"ebit": null,
"year": 2023,
"ebitda": null,
"revenue": 99945373000000,
"earnings": 48658095000000,
"net_loan": 775493000000000,
"cash_only": 21701514000000,
"provision": 2263049000000,
"credit_rwa": 744418973000000,
"gross_loan": 810392000000000,
"market_rwa": 3074120000000,
"total_debt": 2371890000000,
"cash_inflow": 36309270000000.0,
"cash_outflow": 180989787000000.0,
"fixed_assets": null,
"gross_profit": null,
"time_deposit": 217032000000000,
"total_assets": 1408110000000000,
"total_equity": 242538000000000,
"net_cash_flow": 144680517000000.0,
"operating_pnl": 60179757000000,
"total_capital": 242694176000000,
"total_deposit": 1101670000000000,
"free_cash_flow": 53015000000000.0,
"premium_income": 0,
"cost_of_revenue": null,
"current_account": 348457000000000,
"interest_income": 87397774000000,
"non_loan_assets": 632614000000000,
"operational_rwa": 78117459000000,
"premium_expense": 0,
"savings_account": 536184000000000,
"interest_expense": 12268952000000,
"end_cash_position": -36752000000000.0,
"operating_expense": 37502567000000,
"total_liabilities": 1165570000000000,
"core_capital_tier1": 233701580000000,
"industry_breakdown": {
"loan_at_risk": {
"Special Mention Loan": 16869969000000,
"Non-performing Loan (NPL)": 14147246000000,
"Restructured Loan (current)": 21392020000000
},
"non_loan_asset": [
{
"class": "Earning Asset",
"amount": 119934000000000,
"category": "Cash and CA with BI"
},
{
"class": "Earning Asset",
"amount": 5202000000000,
"category": "Interbank Placement"
},
{
"class": "Earning Asset",
"amount": 312054000000000,
"category": "Securities"
},
{
"class": "Earning Asset",
"amount": 93095000000000,
"category": "Marketable Securities"
},
{
"class": "Earning Asset",
"amount": 100381835000000,
"category": "Others"
},
{
"class": "Non-Earning Asset",
"amount": 1947165000000,
"category": "Non-Earning Asset"
}
],
"loan_by_economic_sectors": [
{
"key": "Manufacturing",
"group": "loan_receivable",
"value": 170262938000000
},
{
"key": "Business services",
"group": "loan_receivable",
"value": 131460844000000
},
{
"key": "Trading, restaurants and hotels",
"group": "loan_receivable",
"value": 162358965000000
},
{
"key": "Agriculture and agricultural facilities",
"group": "loan_receivable",
"value": 34179657000000
},
{
"key": "Construction",
"group": "loan_receivable",
"value": 33720232000000
},
{
"key": "Transportation and warehousing",
"group": "loan_receivable",
"value": 27421867000000
},
{
"key": "Social/public services",
"group": "loan_receivable",
"value": 10257423000000
},
{
"key": "Mining",
"group": "loan_receivable",
"value": 15271218000000
},
{
"key": "Electricity, gas, and water",
"group": "loan_receivable",
"value": 15812157000000
},
{
"key": "Household activities",
"group": "loan_receivable",
"value": 142766213000000
},
{
"key": "Others",
"group": "loan_receivable",
"value": 15376325000000
}
]
},
"net_premium_income": 0,
"allowance_for_loans": -34899000000000,
"current_liabilities": null,
"earnings_before_tax": 60179757000000,
"financing_cash_flow": -25071000000000.0,
"investing_cash_flow": -69796000000000.0,
"net_interest_income": 75128822000000,
"non_interest_income": 24816551000000,
"operating_cash_flow": 58115000000000.0,
"cash_and_equivalents": null,
"non_loan_earning_assets": 1266223000000000,
"high_quality_liquid_asset": 522354163000000.0,
"total_risk_weighted_asset": 78117459000000,
"non_loan_non_earning_assets": null,
"supplementary_capital_tier2": 8992596000000,
"non_operating_income_or_loss": 0,
"total_cash_and_due_from_banks": 103433719000000,
"interest_expense_non_operating": null,
"non_interest_bearing_liabilities": 51696000000000,
"realized_capital_goods_investment": 5100000000000.0,
"other_interest_bearing_liabilities": 12200000000000
}
],
"historical_financial_ratio": [
{
"year": "2020",
"capital": {
"capital_adequacy_ratio": null
},
"leverage": {
"debt_to_asset_ratio": 0.011976673702289513,
"debt_to_equity_ratio": 4.8228728065180775
},
"liquidity": {
"casa_ratio": 0.528739575712799,
"leverage_ratio": null,
"loan_to_deposit_ratio": null,
"liquidity_coverage_ratio": null,
"operating_cash_flow_margin": 0.528739575712799
},
"efficiency": {
"total_asset_turnover": 0.06774807279534885
},
"profitability": {
"roa": 0.025224859881212633,
"roe": 0.025224859881212633,
"efficiency_ratio": 0.025224859881212633,
"net_profit_margin": 0.3723332463996586,
"net_interest_margin": null,
"cost_to_income_ratio": null,
"operating_profit_margin": 0.46070111176111617
}
},
{
"year": "2021",
"capital": {
"capital_adequacy_ratio": null
},
"leverage": {
"debt_to_asset_ratio": 0.01008187213380531,
"debt_to_equity_ratio": 5.055465295173796
},
"liquidity": {
"casa_ratio": 0.6168228295505555,
"leverage_ratio": null,
"loan_to_deposit_ratio": null,
"liquidity_coverage_ratio": null,
"operating_cash_flow_margin": 0.6168228295505555
},
"efficiency": {
"total_asset_turnover": 0.0636061540967475
},
"profitability": {
"roa": 0.025581305077985114,
"roe": 0.025581305077985114,
"efficiency_ratio": 0.025581305077985114,
"net_profit_margin": 0.4021828617255325,
"net_interest_margin": null,
"cost_to_income_ratio": null,
"operating_profit_margin": 0.4981553182945803
}
},
{
"year": "2022",
"capital": {
"capital_adequacy_ratio": 1.6091023949285652
},
"leverage": {
"debt_to_asset_ratio": 0.007833006016444441,
"debt_to_equity_ratio": 4.944118820673196
},
"liquidity": {
"casa_ratio": 0.38615023081047184,
"leverage_ratio": 0.16158883496991777,
"loan_to_deposit_ratio": 0.6499826876466741,
"liquidity_coverage_ratio": 4.137311003487777,
"operating_cash_flow_margin": 0.38615023081047184
},
"efficiency": {
"total_asset_turnover": 0.06653557536528412
},
"profitability": {
"roa": 0.030999195272033042,
"roe": 0.030999195272033042,
"efficiency_ratio": 0.030999195272033042,
"net_profit_margin": 0.4659040686406585,
"net_interest_margin": 0.05454531498264493,
"cost_to_income_ratio": 0.6436412657744314,
"operating_profit_margin": 0.5769222428511708
}
},
{
"year": "2023",
"capital": {
"capital_adequacy_ratio": 3.1067853346330683
},
"leverage": {
"debt_to_asset_ratio": 0.0016844493683021923,
"debt_to_equity_ratio": 4.805721165343162
},
"liquidity": {
"casa_ratio": 0.5814676383267888,
"leverage_ratio": 0.16596826952439794,
"loan_to_deposit_ratio": 0.7039249503027223,
"liquidity_coverage_ratio": 3.6103974040955356,
"operating_cash_flow_margin": 0.5814676383267888
},
"efficiency": {
"total_asset_turnover": 0.07097838450121084
},
"profitability": {
"roa": 0.034555606451200545,
"roe": 0.034555606451200545,
"efficiency_ratio": 0.034555606451200545,
"net_profit_margin": 0.48684689985598434,
"net_interest_margin": 0.05933301006220863,
"cost_to_income_ratio": 0.6231757798556747,
"operating_profit_margin": 0.6021264936396805
}
}
],
"yoy_quarter_earnings_growth": 0.160873302589146,
"yoy_quarter_revenue_growth": 0.131094502364749
},
"dividend": {
"historical_dividends": [
{
"year": 2020,
"breakdown": [
{
"date": "2020-12-08",
"total": 98,
"yield": 0.0032565901055932
},
{
"date": "2020-04-21",
"total": 455,
"yield": 0.015119899995625
}
],
"total_yield": 0.0183764901012182,
"total_dividend": 553
},
{
"year": 2021,
"breakdown": [
{
"date": "2021-11-17",
"total": 25,
"yield": 0.0037154599558562
},
{
"date": "2021-04-08",
"total": 432,
"yield": 0.0128405997529626
}
],
"total_yield": 0.0165560597088188,
"total_dividend": 457
},
{
"year": 2022,
"breakdown": [
{
"date": "2022-12-02",
"total": 35,
"yield": 0.00437327986583114
},
{
"date": "2022-03-28",
"total": 120,
"yield": 0.0149940997362137
}
],
"total_yield": 0.0193673796020448,
"total_dividend": 155
},
{
"year": 2023,
"breakdown": [
{
"date": "2023-12-04",
"total": 42.5,
"yield": 0.00476726982742548
},
{
"date": "2023-03-29",
"total": 170,
"yield": 0.0190690997987986
}
],
"total_yield": 0.023836369626224,
"total_dividend": 212.5
},
{
"year": 2024,
"breakdown": [
{
"date": "2024-11-21",
"total": 50,
"yield": 0.00500951008871198
},
{
"date": "2024-03-25",
"total": 227.5,
"yield": 0.0227933004498482
}
],
"total_yield": 0.0278028105385602,
"total_dividend": 277.5
}
],
"annual_yield": [
{
"year": 2024,
"total": 277.5,
"yield": 0.0278028105385602
},
{
"year": 2023,
"total": 212.5,
"yield": 0.023836369626224
},
{
"year": 2022,
"total": 155,
"yield": 0.0193673796020448
},
{
"year": 2021,
"total": 457,
"yield": 0.0165560597088188
},
{
"year": 2020,
"total": 553,
"yield": 0.0183764901012182
}
],
"yield_ttm": 0.030327868852459,
"dividend_yield_avg": {
"period": 5,
"avg_yield": 0.0211878219153732
},
"dividend_ttm": 277.5,
"payout_ratio": 0.641905653682858,
"cash_payout_ratio": 0.550642460103218,
"last_ex_dividend_date": "2024-11-21"
},
"management": {
"key_executives": [
{
"name": "Jahja Setiaatmadja",
"position": "President Director"
},
{
"name": "Armand Wahyudi Hartono",
"position": "Vice Presiden Director"
},
{
"name": "Gregory Hendra Lembong",
"position": "Vice Presiden Director"
},
{
"name": "Tan Ho Hien/Subur Atau Dipanggil Subur Tan",
"position": "Director"
},
{
"name": "Rudy Susanto",
"position": "Director"
},
{
"name": "Lianawaty Suwono",
"position": "Director"
},
{
"name": "Santoso",
"position": "Director"
},
{
"name": "Vera Eve Lim",
"position": "Director"
},
{
"name": "Haryanto Tiara Budiman",
"position": "Director"
},
{
"name": "Frengky Chandra Kusuma",
"position": "Director"
},
{
"name": "John Kosasih",
"position": "Director"
},
{
"name": "Antonius Widodo Mulyono",
"position": "Director"
}
],
"executives_shareholdings": [
{
"name": "Antonius Widodo Mulyono",
"position": "Director",
"share_amount": 262511,
"share_percentage": 0
},
{
"name": "Armand Wahyudi Hartono",
"position": "Vice President Director",
"share_amount": 4256065,
"share_percentage": 3e-05
},
{
"name": "Djohan Emir Setijoso",
"position": "President Commissioner",
"share_amount": 106824845,
"share_percentage": 0.00087
},
{
"name": "Frengky Chandra Kusuma",
"position": "Director",
"share_amount": 2107984,
"share_percentage": 2e-05
},
{
"name": "Gregory Hendra Lembong",
"position": "Vice President Director",
"share_amount": 977547,
"share_percentage": 1e-05
},
{
"name": "Haryanto Tiara Budiman",
"position": "Director",
"share_amount": 776099,
"share_percentage": 1e-05
},
{
"name": "Jahja Setiaatmadja",
"position": "President Director",
"share_amount": 33850785,
"share_percentage": 0.00027
},
{
"name": "John Kosasih",
"position": "Director",
"share_amount": 731076,
"share_percentage": 1e-05
},
{
"name": "Lianawaty Suwono",
"position": "Director",
"share_amount": 2264685,
"share_percentage": 2e-05
},
{
"name": "Rudy Susanto",
"position": "Director",
"share_amount": 2908127,
"share_percentage": 2e-05
},
{
"name": "Santoso",
"position": "Director",
"share_amount": 2690902,
"share_percentage": 2e-05
},
{
"name": "Tonny Kusnadi",
"position": "Commissioner",
"share_amount": 7269681,
"share_percentage": 6e-05
},
{
"name": "Vera Eve Lim",
"position": "Director",
"share_amount": 2212324,
"share_percentage": 2e-05
}
]
},
"ownership": {
"major_shareholders": [
{
"name": "Pt Dwimuria Investama Andalan",
"share_value": 619729042500000,
"share_amount": 67729950000,
"share_percentage": "0.54942"
},
{
"name": "Public",
"share_value": 478408845227550,
"share_amount": 52285119697,
"share_percentage": "0.42413"
},
{
"name": "Pihak Afiliasi Pengendali",
"share_value": 27696844125000,
"share_amount": 3026977500,
"share_percentage": "0.02455"
},
{
"name": "Djohan Emir Setijoso",
"share_value": 977447331750,
"share_amount": 106824845,
"share_percentage": "0.00087"
},
{
"name": "Jahja Setiaatmadja",
"share_value": 309734682750,
"share_amount": 33850785,
"share_percentage": "0.00027"
},
{
"name": "Robert Budi Hartono",
"share_value": 257435250000,
"share_amount": 28135000,
"share_percentage": "0.00023"
},
{
"name": "Bambang Hartono",
"share_value": 247278750000,
"share_amount": 27025000,
"share_percentage": "0.00022"
},
{
"name": "Tan Ho Hien/Subur Disebut Juga Subur Tan",
"share_value": 97998073800,
"share_amount": 10710172,
"share_percentage": "0.00009"
},
{
"name": "Tonny Kusnadi",
"share_value": 66517581150,
"share_amount": 7269681,
"share_percentage": "0.00006"
},
{
"name": "Armand Wahyudi Hartono",
"share_value": 38942994750,
"share_amount": 4256065,
"share_percentage": "0.00003"
},
{
"name": "Vera Eve Lim",
"share_value": 20242764600,
"share_amount": 2212324,
"share_percentage": "0.00002"
},
{
"name": "Santoso",
"share_value": 24621753300,
"share_amount": 2690902,
"share_percentage": "0.00002"
},
{
"name": "Frengky Chandra Kusuma",
"share_value": 19288053600,
"share_amount": 2107984,
"share_percentage": "0.00002"
},
{
"name": "Lianawaty Suwono",
"share_value": 20721867750,
"share_amount": 2264685,
"share_percentage": "0.00002"
},
{
"name": "Rudy Susanto",
"share_value": 26609362050,
"share_amount": 2908127,
"share_percentage": "0.00002"
},
{
"name": "John Kosasih",
"share_value": 6689345400,
"share_amount": 731076,
"share_percentage": "0.00001"
},
{
"name": "Haryanto Tiara Budiman",
"share_value": 7101305850,
"share_amount": 776099,
"share_percentage": "0.00001"
},
{
"name": "Gregory Hendra Lembong",
"share_value": 8944555050,
"share_amount": 977547,
"share_percentage": "0.00001"
}
],
"top_transactions": {
"date": "2025-01-31",
"top_buyers": [
{
"name": "GQG Partners LLC",
"changeAmount": 173496343
},
{
"name": "Strategic Advisers LLC",
"changeAmount": 113059127
},
{
"name": "Fidelity Management & Research Company LLC",
"changeAmount": 50975065
}
],
"top_sellers": [
{
"name": "Capital Group",
"changeAmount": -128980200
},
{
"name": "Capital Research and Management Company",
"changeAmount": -110352800
},
{
"name": "Vanguard Group Inc",
"changeAmount": -6494000
}
]
},
"monthly_net_transactions": [
{
"date": "2025-01-31",
"net_transaction": -144932456
},
{
"date": "2024-12-31",
"net_transaction": 379551062
},
{
"date": "2024-11-30",
"net_transaction": 802863330
},
{
"date": "2024-09-30",
"net_transaction": -344659998
},
{
"date": "2024-06-30",
"net_transaction": 1055373886
},
{
"date": "2024-01-31",
"net_transaction": 417194151
},
{
"date": "2023-12-31",
"net_transaction": 241601227
}
]
},
"peers": [
{
"peers_info": {
"companies": [
{
"year": 2023,
"group": [
"self"
],
"pb_mrq": 4.36196215655592,
"pe_ttm": 20.9342121183191,
"symbol": "BBCA.JK",
"market_cap": 1115638760210432,
"net_income": 48658095000000,
"company_name": "PT Bank Central Asia Tbk.",
"employee_num": 27844,
"total_assets": 1408107010000000,
"total_equity": 242537593000000,
"pretax_income": 60179757000000,
"total_revenue": 99945373000000,
"yearly_mcap_chg": -0.0523560570545701,
"operating_expense": 37502567000000,
"revenue_breakdown": null,
"total_liabilities": 1165569417000000,
"int_income_breakdown": [
{
"class": "Loans & Deposits",
"amount": 54143689000000,
"category": "Loans"
},
{
"class": "Finance Receivable",
"amount": 3266996000000,
"category": "Finance Receivables"
},
{
"class": "Securities",
"amount": 17716461000000,
"category": "Securities"
},
{
"class": "Securities purchased under agreements to resell",
"amount": 8571096000000,
"category": "Securities purchased under agreements to resell"
},
{
"class": "Placement with Bank Indonesia and other banks",
"amount": 1164150000000,
"category": "Placement with Bank Indonesia and other banks"
},
{
"class": "Bill Receivable",
"amount": 469923000000,
"category": "Bill receivable"
},
{
"class": "Sharia Income",
"amount": 855189000000,
"category": "Sharia Income"
},
{
"class": "Other Income",
"amount": 1210270000000,
"category": "Others"
}
],
"operating_expense_breakdown": [
{
"class": "Salaries and employee benefit",
"amount": 16197811000000,
"category": "Personnel expenses"
},
{
"class": "General and administration expenses",
"amount": 17496896000000,
"category": "General and administrative expenses"
},
{
"class": "Other expenses",
"amount": 3807860000000,
"category": "Others (expenses)"
}
]
},
{
"year": 2023,
"group": [
"sub_sector",
"sector",
"industry",
"sub_industry"
],
"pb_mrq": 1.849457703814,
"pe_ttm": 9.77696424484342,
"symbol": "BBRI.JK",
"market_cap": 598076544778240,
"net_income": 60099863000000,
"company_name": "PT Bank Rakyat Indonesia (Persero) Tbk",
"employee_num": 60084,
"total_assets": 1965007030000000,
"total_equity": 316472142000000,
"pretax_income": 76429712000000,
"total_revenue": 183290308000000,
"yearly_mcap_chg": -0.304455199816936,
"operating_expense": 76782291000000,
"revenue_breakdown": null,
"total_liabilities": 1648534888000000,
"int_income_breakdown": [
{
"class": "Loans & Deposits",
"amount": 140898827000000,
"category": "Loans"
},
{
"class": "Finance Receivable",
"amount": 5395835000000,
"category": "Finance Receivables"
},
{
"class": "Securities",
"amount": 12952174000000,
"category": "Securities"
},
{
"class": "Securities purchased under agreements to resell",
"amount": 1916687000000,
"category": "Securities purchased under agreement to resell"
},
{
"class": "Placement with Bank Indonesia and other banks",
"amount": 2975531000000,
"category": "Placement with Bank Indonesia"
},
{
"class": "Placement with Bank Indonesia and other banks",
"amount": 5716000000,
"category": "Current accounts with Bank Indonesia"
},
{
"class": "Sharia Income",
"amount": 12943607000000,
"category": "Sharia Income"
},
{
"class": "Other Income",
"amount": 1907617000000,
"category": "Others"
}
],
"operating_expense_breakdown": [
{
"class": "Salaries and employee benefit",
"amount": 37850275000000,
"category": "Salaries and employee benefits"
},
{
"class": "General and administration expenses",
"amount": 28484209000000,
"category": "General and administrative expenses"
},
{
"class": "Other expenses",
"amount": 10447807000000,
"category": "Others (expense)"
}
]
},
{
"year": 2023,
"group": [
"sub_sector",
"sector",
"industry",
"sub_industry"
],
"pb_mrq": 1.68406426185532,
"pe_ttm": 7.89925782785923,
"symbol": "BMRI.JK",
"market_cap": 458266500923392,
"net_income": 55060057000000,
"company_name": "PT Bank Mandiri (Persero) Tbk",
"employee_num": 34363,
"total_assets": 2174219449000000,
"total_equity": 287494962000000,
"pretax_income": 74684881000000,
"total_revenue": 138657761000000,
"yearly_mcap_chg": -0.261654159076821,
"operating_expense": 53867491000000,
"revenue_breakdown": null,
"total_liabilities": 1886724487000000,
"int_income_breakdown": [
{
"class": "Loans & Deposits",
"amount": 84335234000000,
"category": "Loans"
},
{
"class": "Securities",
"amount": 16410277000000,
"category": "Securities"
},
{
"class": "Finance Receivable",
"amount": 6285050000000,
"category": "Finance Receivables"
},
{
"class": "Placement with Bank Indonesia and other banks",
"amount": 3224536000000,
"category": "Placement with Bank Indonesia and other banks"
},
{
"class": "Securities purchased under agreements to resell",
"amount": 2742203000000,
"category": "Marketable securities"
},
{
"class": "Other Income",
"amount": 32979000000,
"category": "Margin"
},
{
"class": "Sharia Income",
"amount": 18796849000000,
"category": "Sharia Income"
},
{
"class": "Bill Receivable",
"amount": 717342000000,
"category": "Others"
}
],
"operating_expense_breakdown": [
{
"class": "Salaries and employee benefit",
"amount": 24423089000000,
"category": "Salaries and employee benefits"
},
{
"class": "General and administration expenses",
"amount": 22732894000000,
"category": "General and administrative expenses"
},
{
"class": "Other expenses",
"amount": 6711508000000,
"category": "Others (expense)"
}
]
},
{
"year": 2023,
"group": [
"sub_sector",
"sector",
"industry",
"sub_industry"
],
"pb_mrq": 0.975231776622741,
"pe_ttm": 7.14742522014607,
"symbol": "BBNI.JK",
"market_cap": 153498003963904,
"net_income": 20909476000000,
"company_name": "PT Bank Negara Indonesia (Persero) Tbk",
"employee_num": 25460,
"total_assets": 1086663986000000,
"total_equity": 154732520000000,
"pretax_income": 25639738000000,
"total_revenue": 62747403000000,
"yearly_mcap_chg": -0.282698576717245,
"operating_expense": 27777665000000,
"revenue_breakdown": null,
"total_liabilities": 931931466000000,
"int_income_breakdown": [
{
"class": "Loans & Deposits",
"amount": 50752741000000,
"category": "Loans"
},
{
"class": "Securities",
"amount": 6343115000000,
"category": "Securities"
},
{
"class": "Securities purchased under agreements to resell",
"amount": 352453000000,
"category": "Marketable securities"
},
{
"class": "Placement with Bank Indonesia and other banks",
"amount": 2780518000000,
"category": "Placement with Bank Indonesia"
},
{
"class": "Bill Receivable",
"amount": 1242869000000,
"category": "Others"
}
],
"operating_expense_breakdown": [
{
"class": "Salaries and employee benefit",
"amount": 12833769000000,
"category": "Salaries and employees' benefits"
},
{
"class": "General and administration expenses",
"amount": 9193199000000,
"category": "General and administrative expenses"
},
{
"class": "Other expenses",
"amount": 1476244000000,
"category": "Deposit guarantee premium"
},
{
"class": "Selling and marketing expenses",
"amount": 1066423000000,
"category": "Promotion expense"
},
{
"class": "Other expenses",
"amount": 3208030000000,
"category": "Others (expenses)"
}
]
},
{
"year": 2023,
"group": [
"sub_sector",
"sector",
"industry",
"sub_industry"
],
"pb_mrq": 3.23504836215378,
"pe_ttm": 22.3271189707976,
"symbol": "BRIS.JK",
"market_cap": 140694362521600,
"net_income": 5703743000000,
"company_name": "PT Bank Syariah Indonesia Tbk",
"employee_num": 17032,
"total_assets": 353624124000000,
"total_equity": 38739121000000,
"pretax_income": 7589202000000,
"total_revenue": 20463041000000,
"yearly_mcap_chg": 0.309012823616696,
"operating_expense": 10249204000000,
"revenue_breakdown": null,
"total_liabilities": 314885003000000,
"int_income_breakdown": [
{
"class": "Loans & Deposits",
"amount": 12627780000000,
"category": "Sales and purchases"
},
{
"class": "Other Income",
"amount": 5940486000000,
"category": "Profit sharing"
},
{
"class": "Sharia Income",
"amount": 155446000000,
"category": "Ijarah"
},
{
"class": "Securities purchased under agreements to resell",
"amount": 3012345000000,
"category": "Marketable securities"
},
{
"class": "Placement with Bank Indonesia and other banks",
"amount": 385377000000,
"category": "Placement with Bank Indonesia and other banks"
},
{
"class": "Other Income",
"amount": 130309000000,
"category": "Others"
}
],
"operating_expense_breakdown": [
{
"class": "Salaries and employee benefit",
"amount": 5035215000000,
"category": "Salaries and employees' benefits"
},
{
"class": "General and administration expenses",
"amount": 5169938000000,
"category": "General and administrative expenses"
},
{
"class": "Other expenses",
"amount": 1107000000,
"category": "Wadiah bonus"
},
{
"class": "Other expenses",
"amount": 42944000000,
"category": "Others"
}
]
},
{
"year": 2023,
"group": [
"sub_sector",
"sector",
"industry",
"sub_industry"
],
"pb_mrq": 1.09900766061383,
"pe_ttm": 14.3366748776434,
"symbol": "BNLI.JK",
"market_cap": 46312061927424,
"net_income": 2585218000000,
"company_name": "Bank Permata Tbk",
"employee_num": 6683,
"total_assets": 257444147000000,
"total_equity": 39992322000000,
"pretax_income": 3350120000000,
"total_revenue": 11573618000000,
"yearly_mcap_chg": 0.383783735009065,
"operating_expense": 5658078000000,
"revenue_breakdown": null,
"total_liabilities": 217451825000000,
"int_income_breakdown": [
{
"class": "Loans & Deposits",
"amount": 10874363000000,
"category": "Loans"
},
{
"class": "Securities",
"amount": 2186548000000,
"category": "Securities"
},
{
"class": "Securities purchased under agreements to resell",
"amount": 1600772000000,
"category": "Securities purchased under resale\nagreements"
},
{
"class": "Placement with Bank Indonesia and other banks",
"amount": 1065755000000,
"category": "Placement with Bank Indonesia and other banks"
},
{
"class": "Placement with Bank Indonesia and other banks",
"amount": 94571000000,
"category": "Current account with Bank Indonesia and other banks"
},
{
"class": "Finance Receivable",
"amount": 81714000000,
"category": "Financial assets held for trading"
},
{
"class": "Finance Receivable",
"amount": 75834000000,
"category": "Finance Receivables"
},
{
"class": "Other Income",
"amount": 59587000000,
"category": "Others"
}
],
"operating_expense_breakdown": [
{
"class": "Salaries and employee benefit",
"amount": 3336218000000,
"category": "Salaries and employees' benefits"
},
{
"class": "General and administration expenses",
"amount": 1831245000000,
"category": "General and administrative expenses"
},
{
"class": "Other expenses",
"amount": 490615000000,
"category": "Others (expense)"
}
]
},
{
"year": 2023,
"group": [
"sub_sector",
"sector",
"industry",
"sub_industry"
],
"pb_mrq": 2.03614571854328,
"pe_ttm": 16.1396047265011,
"symbol": "MEGA.JK",
"market_cap": 43793558536192,
"net_income": 3510670000000,
"company_name": "Bank Mega Tbk",
"employee_num": 4539,
"total_assets": 132049591000000,
"total_equity": 21755443000000,
"pretax_income": 4342729000000,
"total_revenue": 7820175000000,
"yearly_mcap_chg": -0.29622643378928,
"operating_expense": 3292379000000,
"revenue_breakdown": null,
"total_liabilities": 110294148000000,
"int_income_breakdown": [
{
"class": "Loans & Deposits",
"amount": 7698982000000,
"category": "Loans"
},
{
"class": "Securities",
"amount": 2383767000000,
"category": "Securities"
},
{
"class": "Placement with Bank Indonesia and other banks",
"amount": 131145000000,
"category": "Placement with Bank Indonesia and other banks"
},
{
"class": "Other Income",
"amount": 3638000000,
"category": "Others"
}
],
"operating_expense_breakdown": [
{
"class": "Salaries and employee benefit",
"amount": 1463387000000,
"category": "Salary expenses and other allowances"
},
{
"class": "General and administration expenses",
"amount": 1817565000000,
"category": "General and administrative expenses"
},
{
"class": "Selling and marketing expenses",
"amount": 11427000000,
"category": "Fees and commissions"
}
]
},
{
"year": 2023,
"group": [
"sub_sector",
"sector",
"industry",
"sub_industry"
],
"pb_mrq": 0.803306542811734,
"pe_ttm": 18.1849077824919,
"symbol": "PNBN.JK",
"market_cap": 41901809991680,
"net_income": 2531895000000,
"company_name": "Bank Pan Indonesia Tbk",
"employee_num": 10883,
"total_assets": 222010050000000,
"total_equity": 53312485000000,
"pretax_income": 3775726000000,
"total_revenue": 11782765000000,
"yearly_mcap_chg": 0.581818109846611,
"operating_expense": 5345511000000,
"revenue_breakdown": null,
"total_liabilities": 168697565000000,
"int_income_breakdown": [
{
"class": "Loans & Deposits",
"amount": 10079144000000,
"category": "Loans"
},
{
"class": "Securities",
"amount": 2083770000000,
"category": "Securities"
},
{
"class": "Securities purchased under agreements to resell",
"amount": 268114000000,
"category": "Securities purchased with agreements to resell"
},
{
"class": "Placement with Bank Indonesia and other banks",
"amount": 312568000000,
"category": "Placement with Bank Indonesia and other banks"
},
{
"class": "Loans & Deposits",
"amount": 100888000000,
"category": "Deposits"
},
{
"class": "Bill Receivable",
"amount": 1292480000000,
"category": "Finance Receivables"
},
{
"class": "Other Income",
"amount": 451417000000,
"category": "Loan commissions and fees"
}
],
"operating_expense_breakdown": [
{
"class": "Salaries and employee benefit",
"amount": 1979148000000,
"category": "Personnel"
},
{
"class": "General and administration expenses",
"amount": 2435356000000,
"category": "General and administrative expenses"
},
{
"class": "Salaries and employee benefit",
"amount": 266458000000,
"category": "Pension and employee benefits"
},
{
"class": "Other expenses",
"amount": 664549000000,
"category": "Others (expense)"
}
]
},
{
"year": 2023,
"group": [
"sub_sector",
"sector",
"industry",
"sub_industry"
],
"pb_mrq": 0.804329210448689,
"pe_ttm": 6.24181388294185,
"symbol": "BNGA.JK",
"market_cap": 41854938644480,
"net_income": 6551401000000,
"company_name": "PT Bank CIMB Niaga Tbk",
"employee_num": 11035,
"total_assets": 334369233000000,
"total_equity": 49337371000000,
"pretax_income": 8357272000000,
"total_revenue": 18785520000000,
"yearly_mcap_chg": -0.0464017199370562,
"operating_expense": 8583527000000,
"revenue_breakdown": null,
"total_liabilities": 285031862000000,
"int_income_breakdown": [
{
"class": "Loans & Deposits",
"amount": 15642534000000,
"category": "Loans"
},
{
"class": "Securities",
"amount": 5059982000000,
"category": "Securities"
},
{
"class": "Finance Receivable",
"amount": 1175254000000,
"category": "Consumer financing"
},
{
"class": "Placement with Bank Indonesia and other banks",
"amount": 247945000000,
"category": "Placement with Bank Indonesia and other banks"
},
{
"class": "Placement with Bank Indonesia and other banks",
"amount": 180285000000,
"category": "Current account with Bank Indonesia and other banks"
}
],
"operating_expense_breakdown": [
{
"class": "Salaries and employee benefit",
"amount": 4947412000000,
"category": "Personnel expenses"
},
{
"class": "General and administration expenses",
"amount": 3615769000000,
"category": "General and administrative expenses"
},
{
"class": "Other expenses",
"amount": 20346000000,
"category": "Others (expense)"
}
]
},
{
"year": 2023,
"group": [
"sub_sector",
"sector",
"industry",
"sub_industry"
],
"pb_mrq": 0.752827316693163,
"pe_ttm": 6.19010716541718,
"symbol": "NISP.JK",
"market_cap": 30058343301120,
"net_income": 4091043000000,
"company_name": "PT Bank OCBC NISP Tbk",
"employee_num": 6364,
"total_assets": 249757139000000,
"total_equity": 37320268000000,
"pretax_income": 5184463000000,
"total_revenue": 11313154000000,
"yearly_mcap_chg": 0.0522088226637984,
"operating_expense": 5011095000000,
"revenue_breakdown": null,
"total_liabilities": 212436871000000,
"int_income_breakdown": [
{
"class": "Loans & Deposits",
"amount": 11072365000000,
"category": "Loans"
},
{
"class": "Securities",
"amount": 4435841000000,
"category": "Securities"
},
{
"class": "Placement with Bank Indonesia and other banks",
"amount": 205660000000,
"category": "Current account with Bank Indonesia and other banks"
},
{
"class": "Other Income",
"amount": 711838000000,
"category": "Others"
}
],
"operating_expense_breakdown": [
{
"class": "Salaries and employee benefit",
"amount": 2805970000000,
"category": "Salaries and benefit"
},
{
"class": "General and administration expenses",
"amount": 1930033000000,
"category": "General and administrative expenses"
},
{
"class": "Other expenses",
"amount": 275092000000,
"category": "Others (expense)"
}
]
}
],
"group_name": {
"sector": "Financials",
"industry": "Banks",
"sub_sector": "Banks",
"sub_industry": "Banks"
}
}
}
]
}