Company Report

{
    "symbol": "BBCA.JK",
    "company_name": "PT Bank Central Asia Tbk.",
    "overview": {
        "listing_board": "Main",
        "industry": "Banks",
        "sub_industry": "Banks",
        "sector": "Financials",
        "sub_sector": "Banks",
        "market_cap": 1171102961238016,
        "market_cap_rank": 1,
        "address": "Menara BCA, Grand Indonesia\r\nJalan MH Thamrin No. 1\r\nJakarta 10310",
        "employee_num": 24685,
        "listing_date": "2000-05-31",
        "website": "www.bca.co.id",
        "phone": "021-23588000",
        "email": "investor_relations@bca.co.id",
        "last_close_price": 9500,
        "latest_close_date": "2025-05-19",
        "daily_close_change": 0.021505376344086,
        "all_time_price": {
            "ytd_low": {
                "date": "2025-04-08",
                "price": 7275
            },
            "52_w_low": {
                "date": "2025-04-08",
                "price": 7275
            },
            "90_d_low": {
                "date": "2025-04-08",
                "price": 7275
            },
            "ytd_high": {
                "date": "2025-01-03",
                "price": 9925
            },
            "52_w_high": {
                "date": "2024-09-23",
                "price": 10950
            },
            "90_d_high": {
                "date": "2025-05-20",
                "price": 9675
            },
            "all_time_low": {
                "date": "2004-06-08",
                "price": 175
            },
            "all_time_high": {
                "date": "2024-09-23",
                "price": 10950
            }
        },
        "esg_score": 21.5
    },
    "valuation": {
        "last_close_price": 9500,
        "latest_close_date": "2025-05-19",
        "daily_close_change": 0.021505376344086,
        "forward_pe": 19.6899348857567,
        "intrinsic_value": 10228,
        "historical_valuation": [
            {
                "pb": 4.39198265641366,
                "pe": 28.3208940729154,
                "ps": 9.1416151165263,
                "pcf": 7.06026623266716,
                "peg": 1.7913022593991947,
                "year": 2021,
                "pb_peer_avg": 1.41880018853622,
                "pe_peer_avg": 14.5922691710537,
                "ps_peer_avg": 2.98099284307984,
                "enterprise_to_ebitda": null,
                "enterprise_to_revenue": null
            },
            ...
        ]
    },
    "future": {
        "company_value_forecasts": [
            {
                "eps_estimate": 481.91,
                "estimate_year": 2025,
                "revenue_estimate": 116960000000000
            },
            {
                "eps_estimate": 566.35,
                "estimate_year": 2027,
                "revenue_estimate": 137039999999999
            },
            {
                "eps_estimate": 518.5,
                "estimate_year": 2026,
                "revenue_estimate": 126170000000000
            },
            {
                "eps": 444.8290500804712,
                "total_assets": 1449300000000000,
                "total_equity": 271898220000000,
                "total_revenue": 108306541000000,
                "financial_year": 2024
            }
        ],
        "company_growth_forecasts": [
            {
                "base_year": 2024,
                "eps_growth": 0.0833600089178756,
                "estimate_year": 2025,
                "revenue_growth": 0.079897842919755
            },
            {
                "base_year": 2024,
                "eps_growth": 0.27318567769682,
                "estimate_year": 2027,
                "revenue_growth": 0.265297540985996
            },
            {
                "base_year": 2024,
                "eps_growth": 0.165616319136984,
                "estimate_year": 2026,
                "revenue_growth": 0.16493425821807
            }
        ],
        "technical_rating_breakdown": {
            "summary": {
                "buy": 9,
                "sell": 9,
                "neutral": 8,
                "updated_on": "2025-04-25 10:30:36"
            },
            "oscillator": {
                "buy": 2,
                "data": [
                    {
                        "name": "Relative Strength Index (14)",
                        "value": 52,
                        "action": "Neutral"
                    },
                    {
                        "name": "Stochastic %K (14, 3, 3)",
                        "value": 87,
                        "action": "Neutral"
                    },
                    {
                        "name": "Commodity Channel Index (20)",
                        "value": 91,
                        "action": "Neutral"
                    },
                    {
                        "name": "Average Directional Index (14)",
                        "value": 18,
                        "action": "Neutral"
                    },
                    {
                        "name": "Awesome Oscillator",
                        "value": 23,
                        "action": "Buy"
                    },
                    {
                        "name": "Momentum (10)",
                        "value": 375,
                        "action": "Sell"
                    },
                    {
                        "name": "MACD Level (12, 26)",
                        "value": -36,
                        "action": "Buy"
                    },
                    {
                        "name": "Stochastic RSI Fast (3, 3, 14, 14)",
                        "value": 87,
                        "action": "Neutral"
                    },
                    {
                        "name": "Williams Percent Range (14)",
                        "value": -16,
                        "action": "Neutral"
                    },
                    {
                        "name": "Bull Bear Power",
                        "value": 302,
                        "action": "Sell"
                    },
                    {
                        "name": "Ultimate Oscillator (7, 14, 28)",
                        "value": 52,
                        "action": "Neutral"
                    }
                ],
                "sell": 2,
                "neutral": 7,
                "updated_on": "2025-04-25 10:30:36"
            },
            "moving_average": {
                "buy": 7,
                "data": [
                    {
                        "name": "Exponential Moving Average (10)",
                        "value": 8479,
                        "action": "Buy"
                    },
                    {
                        "name": "Simple Moving Average (10)",
                        "value": 8483,
                        "action": "Buy"
                    },
                    {
                        "name": "Exponential Moving Average (20)",
                        "value": 8467,
                        "action": "Buy"
                    },
                    {
                        "name": "Simple Moving Average (20)",
                        "value": 8319,
                        "action": "Buy"
                    },
                    {
                        "name": "Exponential Moving Average (30)",
                        "value": 8532,
                        "action": "Buy"
                    },
                    {
                        "name": "Simple Moving Average (30)",
                        "value": 8496,
                        "action": "Buy"
                    },
                    {
                        "name": "Exponential Moving Average (50)",
                        "value": 8716,
                        "action": "Sell"
                    },
                    {
                        "name": "Simple Moving Average (50)",
                        "value": 8687,
                        "action": "Sell"
                    },
                    {
                        "name": "Exponential Moving Average (100)",
                        "value": 9104,
                        "action": "Sell"
                    },
                    {
                        "name": "Simple Moving Average (100)",
                        "value": 9261,
                        "action": "Sell"
                    },
                    {
                        "name": "Exponential Moving Average (200)",
                        "value": 9420,
                        "action": "Sell"
                    },
                    {
                        "name": "Simple Moving Average (200)",
                        "value": 9788,
                        "action": "Sell"
                    },
                    {
                        "name": "Ichimoku Base Line (9, 26, 52, 26)",
                        "value": 8225,
                        "action": "Neutral"
                    },
                    {
                        "name": "Volume Weighted Moving Average (20)",
                        "value": 8181,
                        "action": "Buy"
                    },
                    {
                        "name": "Hull Moving Average (9)",
                        "value": 8606,
                        "action": "Sell"
                    }
                ],
                "sell": 7,
                "neutral": 1,
                "updated_on": "2025-04-25 10:30:36"
            }
        },
        "analyst_rating_breakdown": {
            "buy": 2,
            "hold": 3,
            "sell": 0,
            "n_analyst": 21,
            "strong_buy": 16,
            "updated_on": "2025-04-02 13:30:22",
            "strong_sell": 0
        }
    },
    "financials": {
        "historical_financials": [
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                "tax": 6421398000000,
                "ebit": null,
                "year": 2020,
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                "revenue": 97649829000000,
                "earnings": 27163109000000,
                "net_loan": 601535550000000,
                "cash_only": 24322335000000,
                "provision": 12840386000000,
                "credit_rwa": null,
                "gross_loan": 574589608000000,
                "market_rwa": null,
                "total_debt": 12881754000000,
                "cash_inflow": null,
                "cash_outflow": null,
                "fixed_assets": null,
                "gross_profit": null,
                "time_deposit": 192137891000000,
                "total_assets": 1075570256000000,
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                "net_cash_flow": null,
                "operating_pnl": 33568507000000,
                "total_capital": null,
                "total_deposit": 834283843000000,
                "free_cash_flow": 35854359000000,
                "premium_income": null,
                "prepaid_assets": null,
                "cost_of_revenue": null,
                "current_account": 228984664000000,
                "interest_income": 65403161000000,
                "non_loan_assets": 474034706000000,
                "operational_rwa": null,
                "premium_expense": null,
                "savings_account": 413161288000000,
                "interest_expense": 11241891000000,
                "end_cash_position": null,
                "operating_expense": 29969464000000,
                "outstanding_shares": 24664644545,
                "retained_earnings": null,
                "total_liabilities": 885537919000000,
                "core_capital_tier1": null,
                "industry_breakdown": null,
                "net_premium_income": null,
                "allowance_for_loans": 26945942000000,
                "current_liabilities": null,
                "earnings_before_tax": 33568507000000,
                "financing_cash_flow": -15553268000000,
                "investing_cash_flow": -44117844000000,
                "net_interest_income": 76645052000000,
                "non_interest_income": 21004777000000,
                "operating_cash_flow": 50978875000000,
                "cash_and_equivalents": null,
                "non_loan_earning_assets": null,
                "high_quality_liquid_asset": null,
                "total_risk_weighted_asset": null,
                "non_loan_non_earning_assets": null,
                "supplementary_capital_tier2": null,
                "non_operating_income_or_loss": null,
                "total_cash_and_due_from_banks": 63778776000000,
                "interest_expense_non_operating": null,
                "non_interest_bearing_liabilities": null,
                "realized_capital_goods_investment": null,
                "other_interest_bearing_liabilities": null
            },
            ...
        ],
        "historical_financial_ratio": [
            {
                "year": "2020",
                "capital": {
                    "capital_adequacy_ratio": null
                },
                "leverage": {
                    "debt_to_asset_ratio": 0.011976673702289513,
                    "debt_to_equity_ratio": 4.794084476510206
                },
                "liquidity": {
                    "casa_ratio": 0.5220580058568254,
                    "leverage_ratio": null,
                    "loan_to_deposit_ratio": 0.7210202559322487,
                    "liquidity_coverage_ratio": null,
                    "operating_cash_flow_margin": 0.5220580058568254
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                "efficiency": {
                    "total_asset_turnover": 0.09078888938706389
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                "profitability": {
                    "roa": 0.025254611540689538,
                    "roe": 0.14705439077945873,
                    "efficiency_ratio": 0.025254611540689538,
                    "net_profit_margin": 0.27816852602988174,
                    "net_interest_margin": null,
                    "cost_to_income_ratio": 0.8927851333989921,
                    "operating_profit_margin": 0.3437641145280449
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            },
            ...
        ],
        "yoy_quarter_earnings_growth": 0.126634590049919,
        "yoy_quarter_revenue_growth": 0.0628223301507916
    },
    "dividend": {
        "historical_dividends": [
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                "year": 2020,
                "breakdown": [
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                        "date": "2020-12-08",
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                        "yield": 0.0032565901055932
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                    {
                        "date": "2020-04-21",
                        "total": 455,
                        "yield": 0.015119899995625
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                ],
                "total_yield": 0.0183764901012182,
                "total_dividend": 553
            },
            ...
        ],
        "annual_yield": [
            {
                "year": 2025,
                "total": 250,
                "yield": 0.0263157894736842
            },
            {
                "year": 2024,
                "total": 277.5,
                "yield": 0.0278028105385602
            },
            {
                "year": 2023,
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                "yield": 0.023836369626224
            },
            {
                "year": 2022,
                "total": 155,
                "yield": 0.0193673796020448
            },
            {
                "year": 2021,
                "total": 457,
                "yield": 0.0165560597088188
            },
            {
                "year": 2020,
                "total": 553,
                "yield": 0.0183764901012182
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        ],
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        "dividend_yield_avg": {
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        "dividend_ttm": 300,
        "payout_ratio": 0.674416385228728,
        "cash_payout_ratio": 0.746816316216954,
        "last_ex_dividend_date": "2025-03-21"
    },
    "management": {
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            {
                "name": "Jahja Setiaatmadja",
                "position": "President Director"
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            {
                "name": "Armand Wahyudi Hartono",
                "position": "Vice Presiden Director"
            },
            {
                "name": "Gregory Hendra Lembong",
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            },
            {
                "name": "Tan Ho Hien/Subur Atau Dipanggil Subur Tan",
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            },
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                "name": "Rudy Susanto",
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            {
                "name": "Lianawaty Suwono",
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            {
                "name": "Santoso",
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            {
                "name": "Vera Eve Lim",
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            },
            {
                "name": "Haryanto Tiara Budiman",
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            },
            {
                "name": "Frengky Chandra Kusuma",
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            {
                "name": "John Kosasih",
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            },
            {
                "name": "Antonius Widodo Mulyono",
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        ],
        "executives_shareholdings": [
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                "name": "Antonius Widodo Mulyono",
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                "name": "Armand Wahyudi Hartono",
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                "name": "Frengky Chandra Kusuma",
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            {
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            {
                "name": "Jahja Setiaatmadja",
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                "name": "Rudy Susanto",
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            {
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            {
                "name": "Tonny Kusnadi",
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            },
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                "name": "Vera Eve Lim",
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        ]
    },
    "ownership": {
        "major_shareholders": [
            {
                "name": "Pt Dwimuria Investama Andalan",
                "share_value": 643434525000000,
                "share_amount": 67729950000,
                "share_percentage": "0.54942"
            },
            {
                "name": "Public",
                "share_value": 496644848573500,
                "share_amount": 52278405113,
                "share_percentage": "0.42408"
            },
            {
                "name": "Pihak Afiliasi Pengendali",
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                "share_amount": 3026977500,
                "share_percentage": "0.02455"
            },
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                "name": "Djohan Emir Setijoso",
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            },
            {
                "name": "Jahja Setiaatmadja",
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            },
            {
                "name": "Robert Budi Hartono",
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            },
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                "name": "Bambang Hartono",
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            },
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                "name": "Tan Ho Hien/Subur Disebut Juga Subur Tan",
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            },
            {
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                "name": "Armand Wahyudi Hartono",
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            },
            {
                "name": "Rudy Susanto",
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            },
            {
                "name": "Santoso",
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            },
            {
                "name": "Frengky Chandra Kusuma",
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                "share_amount": 2429926,
                "share_percentage": "0.00002"
            },
            {
                "name": "Vera Eve Lim",
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                "share_percentage": "0.00002"
            },
            {
                "name": "Lianawaty Suwono",
                "share_value": 26983961500,
                "share_amount": 2840417,
                "share_percentage": "0.00002"
            },
            {
                "name": "Haryanto Tiara Budiman",
                "share_value": 10045091000,
                "share_amount": 1057378,
                "share_percentage": "0.00001"
            },
            {
                "name": "Gregory Hendra Lembong",
                "share_value": 14547179000,
                "share_amount": 1531282,
                "share_percentage": "0.00001"
            },
            {
                "name": "John Kosasih",
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                "share_percentage": "0.00001"
            }
        ],
        "top_transactions": {
            "date": "2025-04-30",
            "top_buyers": [
                {
                    "name": "GQG Partners LLC",
                    "changeAmount": 73565543
                },
                {
                    "name": "Vanguard Group Inc",
                    "changeAmount": 43426900
                },
                {
                    "name": "BlackRock Fund Advisors",
                    "changeAmount": 758400
                }
            ],
            "top_sellers": [
                {
                    "name": "Capital Research and Management Company",
                    "changeAmount": -564456100
                },
                {
                    "name": "Fidelity Management & Research Company LLC",
                    "changeAmount": -363460470
                },
                {
                    "name": "Capital Group",
                    "changeAmount": -317924500
                }
            ]
        },
        "monthly_net_transactions": [
            {
                "date": "2025-04-30",
                "net_transaction": -2601691524
            },
            {
                "date": "2025-03-31",
                "net_transaction": -70563772
            },
            {
                "date": "2025-02-28",
                "net_transaction": -248742678
            },
            {
                "date": "2025-01-31",
                "net_transaction": -144932456
            },
            {
                "date": "2024-12-31",
                "net_transaction": 379551062
            },
            {
                "date": "2024-11-30",
                "net_transaction": 802863330
            },
            {
                "date": "2024-09-30",
                "net_transaction": -344659998
            },
            {
                "date": "2024-06-30",
                "net_transaction": 1055373886
            },
            {
                "date": "2024-01-31",
                "net_transaction": 417194151
            },
            {
                "date": "2023-12-31",
                "net_transaction": 241601227
            }
        ]
    },
    "peers": [
        {
            "peers_data": {
                "companies": [
                    {
                        "year": 2024,
                        "group": [
                            "self"
                        ],
                        "pb_mrq": 4.36508348929863,
                        "pe_ttm": 20.9067375773448,
                        "symbol": "BBCA.JK",
                        "market_cap": 1146448238346240,
                        "net_income": 54836305000000,
                        "company_name": "PT Bank Central Asia Tbk.",
                        "employee_num": 24685,
                        "total_assets": 1449300000000000,
                        "total_equity": 271898220000000,
                        "pretax_income": 68217850000000,
                        "total_revenue": 108306541000000,
                        "yearly_mcap_chg": -0.0510280569656135,
                        "operating_expense": 38054238000000,
                        "revenue_breakdown": null,
                        "total_liabilities": 1177400000000000,
                        "int_income_breakdown": [
                            {
                                "class": "Loans & Deposits",
                                "amount": 63092902000000,
                                "category": "Loans"
                            },
                            {
                                "class": "Marketable Securities",
                                "amount": 22259179000000,
                                "category": "Investment securities"
                            },
                            {
                                "class": "Marketable Securities",
                                "amount": 2542353000000,
                                "category": "Securities purchased under agreements to resell"
                            },
                            {
                                "class": "Finance Receivable",
                                "amount": 3594918000000,
                                "category": "Consumer financing receivables and finance lease receivables"
                            },
                            {
                                "class": "Interbank Placement",
                                "amount": 711706000000,
                                "category": "Placements with Bank Indonesia and other banks"
                            },
                            {
                                "class": "Finance Receivable",
                                "amount": 691152000000,
                                "category": "Bill receivable"
                            },
                            {
                                "class": "Sharia Income",
                                "amount": 805105000000,
                                "category": "Sharia Income"
                            },
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